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$320K · 1+1 bed Condo Apartment · Waterloo | MyPropertyScout

$319,900

Unit 2204

52 DOM

1+1152d

Map

DOM 52

↓ $15,000

$319,900

DOM52days

Unit 2204

158 KING Street · Waterloo · Ontario N2J 0E5

MLS® X13106838 · N2J 0E5

1+11Vacant500-599 ft²Condo Apartment1-car Underground52d$582/ft²$3,031 tax/yr

Neighbourhood Range

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Spotless & Never Tenanted | 22nd Floor | 1 BR + Den | Waterloo Core -Welcome to Unit 2204 - a pristine, owner-occupied suite offering clear northwest views and an abundance of natural light through floor-to-ceiling windows. Whether you're a first-time buyer, parent purchasing for a university student, or savvy investor, this move-in ready condo checks every box.The open-concept layout features a modern kitchen with stainless steel appliances, integrated dishwasher, and microwave/range hood, with…

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Property details

MLS#: X13106838
Status: Buy Now
Beds: 1+1
Baths: 1 full, 0 half
Size: 500-599
Style: Apartment
Type: Condo Apartment
Year built: —

Condo corp #: 657
Balcony: None
Locker: Owned
Fees include: Heat Included, Water Included, CAC Included, Building Insurance Included, Parking Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: King & University Ave
Basement: None
Stories: 19
Utilities: —
Laundry: Ensuite
Interior: Carpet Free, Built-In Oven
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Flat	Kitchen	2.33m × 2.75m
Flat	Dining Room	5.73m × 4.62m
Flat	Living Room	5.73m × 4.62m
Flat	Bedroom	2.85m × 2.85m
Flat	Den	2.98m × 3.17m
Flat	Bathroom	1.53m × 2.9m
Flat	Locker	—
Flat	Locker	—
—	—	—

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: REAL BROKER ONTARIO LTD.

Source: TRREB/PROPTX · MLS® X13106838

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$320K

Unit 2204 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $319,900✓ $3,031 tax✓ Gas✓ 500-599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,369/mo

incl. closing costs (yr 1)

Annual total

$40,430

year 1

Mortgage only

$1,214/mo

principal + interest

Beyond mortgage

$1,424/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$63,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$253/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,199/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$40/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,274

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)36% $14,563/yr

Property taxes16% $6,305/yr

Utilities10% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance8% $3,199/yr

Condo fees14% $5,703/yr

Closing costs13% $5,100/yr

Mortgage is 36% of your true cost of ownership. The other 64% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$14,563	$1,214/mo
Government & taxes
Property tax	$3,031	$253/mo
Land transfer tax(closing)	$3,274	$273/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,199	$267/mo
Condo fees
Condo / HOA fees	$5,703	$475/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$40,430	$3,369/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 2204

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs