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$485K · 3 bed Detached · Homeside, Hamilton | MyPropertyScout

$484,999

317 Britannia Avenue

31OwnerOccupied

Map

$484,999

C●●●○○

317 Britannia Avenue

Hamilton · Ontario L8H 1Y4

MLS® X13106774 · Homeside · L8H 1Y4

31OwnerOccupied700-1100 ft²DetachedNone$539/ft²Lot 25.1 x 129.7 ft< .50 ac$2,815 tax/yrBuilt 1916110 yrs old

2% above market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Priced To Sell! Welcome Home! Perfect For First-Time Buyers, And Investors Alike, This Beautifully Updated Home Is Nestled In The Vibrant And Sought-After Homeside Neighbourhood. Just Steps From Andrew Warburton Memorial Park, Close To Shopping, And Surrounded By Fantastic Schools. From The Moment You Step Inside, You'll Be Wowed By The Space, Natural Light, And Quality Finishes Throughout. This Sun-Filled Home Has Been Thoughtfully Updated From Top To Bottom, Including: Renovated Kitchen (2018)…

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Property details

MLS#: X13106774
Status: Buy Now
Beds: 3
Baths: 1 full, 0 half
Size: 700-1100
Style: 2-Storey
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete Block
Other structures: Fence - Full, Garden Shed, Storage
Property features: Fenced Yard, Park, Public Transit, Rec./Commun.Centre, School, School Bus Route

Garage: None
Garage spaces: 0
Parking: 2 total
Lot: 25.05 × 129.74
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Vinyl Siding · Porch, Porch Enclosed, Recreational Area
Fronting on: North
Cross street: Britannia & Harmony
Basement: Full, Unfinished
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free, On Demand Water Heater, Rough-In Bath, Water Heater
Parking features: Available

Rooms

Level	Room	Dimensions
Main	Foyer	3.51m × 1.34m
Main	Living Room	5.79m × 3.59m
Main	Dining Room	2.52m × 4.59m
Main	Kitchen	2.73m × 2.88m
Second	Primary Bedroom	2.69m × 3.73m
Second	Bedroom 2	2.67m × 2.79m
Second	Bedroom 3	2.92m × 2.78m
Second	Bathroom	—

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE SIGNATURE REALTY

Source: TRREB/PROPTX · MLS® X13106774

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$485K

317 Britannia Avenue · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $484,999✓ $2,815 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,882/mo

incl. closing costs (yr 1)

Annual total

$46,579

year 1

Mortgage only

$1,840/mo

principal + interest

Beyond mortgage

$1,069/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$97,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$235/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,850/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,175

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $22,079/yr

Property taxes19% $8,990/yr

Utilities9% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $4,850/yr

Closing costs11% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,079	$1,840/mo
Government & taxes
Property tax	$2,815	$235/mo
Land transfer tax(closing)	$6,175	$515/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,850	$404/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$46,579	$3,882/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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317 Britannia Avenue

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs