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$799K · 3+3 bed Detached · Ainslie Wood, Hamilton | MyPropertyScout

$799,000

386 Whitney Avenue

3+33Vacant

Map

$799,000

C●●●○○DOM48days

386 Whitney Avenue

Hamilton · Ontario L8S 2H4

MLS® X13105974 · Ainslie Wood · L8S 2H4

3+33Vacant1100-1500 ft²DetachedNone48d$615/ft²Lot 48.2 x 131.3 ft$5,768 tax/yr

4% above market · 48 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

A Rare Opportunity In The Heart Of Hamilton's Most Desirable Neighbourhood, Walking Distance To McMaster University! This Immaculately Maintained Home Offers An Ideal Setup For Multi-Generational Living Or Income-Generating Potential. You Are Instantly Greeted By A Bright, Functional Floor Plan Flooded With Natural Light. The Main Level Features a Generous Living Space With Beautiful Sightlines Into The Modern Kitchen, Perfect For Everyday Living & Entertaining. The Lower Level Is Where This Pro…

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MyStreetValue™ Analysis

$641,889 – $848,143estimated range

Midpoint: $765,079

Property details

MLS#: X13105974
Status: Buy Now
Beds: 3+3
Baths: 3 full, 0 half
Size: 1100-1500
Style: 1 1/2 Storey
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Brick
Other structures: Garden Shed
Property features: Fenced Yard, Park, Public Transit, Rec./Commun.Centre, School

Garage: None
Garage spaces: 0
Parking: 3 total
Lot: 48.19 × 131.33
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick Front
Fronting on: North
Cross street: Main St W and Whitney
Basement: Apartment, Separate Entrance
Stories: —
Utilities: —
Laundry: —
Interior: Accessory Apartment, Carpet Free
Parking features: Available

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Ground	Living Room	3.5m × 6m
Ground	Dining Room	2.3m × 2m
Ground	Kitchen	2.4m × 2.7m
Ground	Bedroom	3.4m × 2.6m
Second	Primary Bedroom	4.25m × 4.8m
Second	Bedroom 2	2.8m × 4m
Basement	Kitchen	3.6m × 2m
Basement	Bedroom 4	3.5m × 3m
Basement	Bedroom 5	3.3m × 2.8m
Basement	Bedroom	3.3m × 3m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX COMMUNITY REALTY INC.

Source: TRREB/PROPTX · MLS® X13105974

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$799K

386 Whitney Avenue · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $799,000✓ $5,768 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,120/mo

incl. closing costs (yr 1)

Annual total

$73,439

year 1

Mortgage only

$3,031/mo

principal + interest

Beyond mortgage

$1,593/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$159,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$481/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$12,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $36,374/yr

Property taxes25% $18,223/yr

Utilities6% $4,152/yr

Insurance & security2% $1,600/yr

Maintenance11% $7,990/yr

Closing costs7% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$36,374	$3,031/mo
Government & taxes
Property tax	$5,768	$481/mo
Land transfer tax(closing)	$12,455	$1,038/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,990	$666/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$73,439	$6,120/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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386 Whitney Avenue

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs