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$550K · 3+1 bed Detached · 556 - Allanburg/Thorold South, Thorold | MyPropertyScout

$550,000

220 Ontario Street

3+12OwnerOccupied

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⚡ Insider Deal

↓ $35,000Price Reduced

$550,000

B●●●○○DOM48days

220 Ontario Street

Thorold · Ontario L2V 1E4

MLS® X13105562 · 556 - Allanburg/Thorold South · L2V 1E4

3+12OwnerOccupied1100-1500 ft²DetachedNone48d$423/ft²Lot 40 x 120 ft$3,681 tax/yr

4% below market · 48 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Beautiful Brick Bungalow in Move-In Condition! Welcome to this well-maintained brick bungalow featuring 3+1 spacious bedrooms and located just steps from the park. This home offers excellent curb appeal and a fully fenced backyard with a rear gate, a wooden deck, and a rear storage shed-perfect for outdoor living and entertaining. Inside, you'll find a bright, open-concept layout with a spacious living room, dining area, and kitchen featuring updated cabinetry and plenty of cupboard space, Lamin…

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Property details

MLS#: X13105562
Status: Buy Now
Beds: 3+1
Baths: 2 full, 0 half
Size: 1100-1500
Style: Bungalow
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete, Block
Property features: Golf, Park, School

Garage: None
Garage spaces: 0
Parking: 4 total
Lot: 40 × 120
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: East
Cross street: Morton st/Ontario St
Basement: Finished
Stories: —
Utilities: —
Laundry: —
Interior: None
Parking features: Private

Rooms

Level	Room	Dimensions
Main	Kitchen	3.03m × 4.56m
Main	Living Room	3.37m × 4.84m
Main	Dining Room	2.42m × 2.56m
Main	Bedroom	3.63m × 3.85m
Main	Bedroom 2	2.94m × 3.03m
Main	Bedroom 3	2.48m × 3.09m
Basement	Recreation	5.23m × 7.01m
Basement	Bedroom	3.34m × 3.65m
Basement	Laundry	3.49m × 3.95m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: CENTURY 21 NEW CONCEPT

Source: TRREB/PROPTX · MLS® X13105562

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$550K

220 Ontario Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $550,000✓ $3,681 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,379/mo

incl. closing costs (yr 1)

Annual total

$52,546

year 1

Mortgage only

$2,087/mo

principal + interest

Beyond mortgage

$1,211/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$110,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$307/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,500/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $25,038/yr

Property taxes21% $11,156/yr

Utilities8% $4,152/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,500/yr

Closing costs10% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$25,038	$2,087/mo
Government & taxes
Property tax	$3,681	$307/mo
Land transfer tax(closing)	$7,475	$623/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,500	$458/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$52,546	$4,379/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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220 Ontario Street

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs