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$450K · 3 bed Detached · 903 - Drummond/North Elmsley (North Elmsley) Twp, Drummond/North Elmsley | MyPropertyScout

$449,900

130 Saumure Circle

31OwnerOccupied

Map

$449,900

130 Saumure Circle

Drummond/North Elmsley · Ontario K7A 4S4

MLS® X13105422 · 903 - Drummond/North Elmsley (North Elmsley) Twp · K7A 4S4

31OwnerOccupied700-1100 ft²Detached2-car Detached$500/ft²Lot 100 x 150 ft$1,443 tax/yr

About this home

Welcome to 130 Saumure Circle. A charming 3-bedroom all-brick bungalow with a durable steel roof (2019), offering convenient one-floor living in a quiet cul-de-sac subdivision with low traffic and peaceful country surroundings - all just minutes from town. This well-maintained home features central air (2024), and a patio door ( off the dining area leading to the backyard, perfect for relaxing or entertaining. Recent seller updates include: water softener (2020) & added Water System Including Ca…

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MyStreetValue™ Analysis

$339,941 – $542,891estimated range

Midpoint: $456,637

Property details

MLS#: X13105422
Status: Buy Now
Beds: 3
Baths: 1 full, 0 half
Size: 700-1100
Style: Bungalow
Type: Detached
Year built: —

Roof: Metal
Foundation: Block

Garage: 2-car Detached
Garage spaces: 2
Parking: 6 total
Lot: 100 × 150
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: West
Cross street: Poonamalie Side Rd., Highway 43 , Saumure Circle
Basement: Crawl Space
Stories: —
Utilities: —
Laundry: —
Interior: None
Parking features: —

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: CENTURY 21 SYNERGY REALTY INC.

Source: TRREB/PROPTX · MLS® X13105422

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$450K

130 Saumure Circle · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $449,900✓ $1,443 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,546/mo

incl. closing costs (yr 1)

Annual total

$42,556

year 1

Mortgage only

$1,707/mo

principal + interest

Beyond mortgage

$925/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$89,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$120/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $20,481/yr

Property taxes16% $6,916/yr

Utilities9% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance11% $4,499/yr

Closing costs12% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,481	$1,707/mo
Government & taxes
Property tax	$1,443	$120/mo
Land transfer tax(closing)	$5,473	$456/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,499	$375/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$42,556	$3,546/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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130 Saumure Circle

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs