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$292K · 2 bed Condo Apartment · 557 - Thorold Downtown, Thorold | MyPropertyScout

$292,000

Unit 302

21Vacant

Map

⚡ Insider Deal

↓ $12,900Price Reduced

$292,000

DOM48days

Unit 302

78 Welland Street · Thorold · Ontario L2V 2C1

MLS® X13104976 · 557 - Thorold Downtown · L2V 2C1

21Vacant700-799 ft²Condo ApartmentNone48d$390/ft²$1,910 tax/yrBuilt 200323 yrs old

48 days on market

About this home

Condo with Canal Views in Thorold..Welcome to this bright and inviting 2-bedroom condo on the third floor, perfectly situated in a family-friendly Thorold neighbourhood. Enjoy sweeping views in the Fall and Spring of passing ships on the Welland Canal right from your home, offering a unique and ever-changing backdrop. With newer carpets in the bedrooms (2019) as well as an updated kitchen(2019), it makes this Condo move in ready The open living space is filled with natural light, creating a warm…

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Property details

MLS#: X13104976
Status: Buy Now
Beds: 2
Baths: 1 full, 0 half
Size: 700-799
Style: 3-Storey
Type: Condo Apartment
Year built: —

Roof: Asphalt Shingle

Condo corp #: 0
Balcony: Juliette
Locker: None
Fees include: Water Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Baseboard
Heating fuel: Electric
Cooling: Window Unit(s)
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Merrit and St Davids street East
Basement: None
Stories: 3
Utilities: —
Laundry: Coin Operated
Interior: None
Parking features: Reserved/Assigned, Surface

Additional listing data

ListAOR: Niagara Association of REALTORS

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX NIAGARA REALTY LTD, BROKERAGE

Source: TRREB/PROPTX · MLS® X13104976

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$292K

Unit 302 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $292,000✓ $1,910 tax✓ Electric✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,097/mo

incl. closing costs (yr 1)

Annual total

$37,158

year 1

Mortgage only

$1,108/mo

principal + interest

Beyond mortgage

$1,293/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$58,400

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$159/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~750 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$2,920/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$49/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$2,855

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)36% $13,293/yr

Property taxes13% $4,765/yr

Utilities7% $2,460/yr

Insurance & security4% $1,600/yr

Maintenance8% $2,920/yr

Condo fees19% $7,020/yr

Closing costs14% $5,100/yr

Mortgage is 36% of your true cost of ownership. The other 64% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$13,293	$1,108/mo
Government & taxes
Property tax	$1,910	$159/mo
Land transfer tax(closing)	$2,855	$238/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$2,920	$243/mo
Condo fees
Condo / HOA fees	$7,020	$585/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$37,158	$3,097/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 302

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs