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$549K · 3+2 bed Duplex · 210 - Downtown, Niagara Falls | MyPropertyScout

$549,000

5145 Rice Crescent

3+24TenantOccupied

Map

⚡ Insider Deal

↓ $50,000Price Reduced

$549,000

A●●○○○DOM48days

5145 Rice Crescent

Niagara Falls · Ontario L2E 4A1

MLS® X13104854 · 210 - Downtown · L2E 4A1

3+24TenantOccupied1100-1500 ft²DuplexNone48d$422/ft²Lot 50 x 90 ft$2,620 tax/yr

8% below market · 48 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Strong investment opportunity with multiple income streams and excellent flexibility for investors or owner-occupants. This legal duplex features a spacious 2-bedroom main floor unit and a bright 1-bedroom upper unit, each with separate entrances. Additionally there is a lower-level living space with in-law potential offering separate entrance, kitchen, bathroom and two bedrooms. Coin laundry on site provides added revenue opportunity. Property offers parking for 3 vehicles and a low-maintenance…

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Property details

MLS#: X13104854
Status: Buy Now
Beds: 3+2
Baths: 4 full, 0 half
Size: 1100-1500
Style: 2-Storey
Type: Duplex
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete Block

Garage: None
Garage spaces: 0
Parking: 3 total
Lot: 50 × 90
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Aluminum Siding, Metal/Steel Siding
Fronting on: West
Cross street: Rice and Ryerson
Basement: Separate Entrance, Finished
Stories: —
Utilities: —
Laundry: —
Interior: In-Law Capability
Parking features: —

Additional listing data

ListAOR: Niagara Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Living Room	4.15m × 6.55m
Main	Kitchen	2.99m × 3.29m
Main	Bathroom	1.68m × 2.32m
Main	Bedroom	3.44m × 3.2m
Main	Bedroom 2	3.41m × 3.11m
Main	Bathroom	2.32m × 1.13m
Second	Kitchen	2.83m × 2.47m
Second	Living Room	4.7m × 5.95m
Second	Bedroom	4.79m × 3.08m
Second	Bathroom	2.44m × 2.29m
Basement	Kitchen	3.75m × 3.96m
Basement	Living Room	5.52m × 2.71m
Basement	Bathroom	1.52m × 2.13m
Basement	Bedroom	3.96m × 3.29m
Basement	Bedroom 2	3.66m × 3.32m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: BOLDT REALTY INC., BROKERAGE

Source: TRREB/PROPTX · MLS® X13104854

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$549K

5145 Rice Crescent · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $549,000✓ $2,620 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,284/mo

incl. closing costs (yr 1)

Annual total

$51,410

year 1

Mortgage only

$2,083/mo

principal + interest

Beyond mortgage

$1,122/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$109,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$218/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,490/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $24,993/yr

Property taxes20% $10,075/yr

Utilities8% $4,152/yr

Insurance & security3% $1,600/yr

Maintenance11% $5,490/yr

Closing costs10% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$24,993	$2,083/mo
Government & taxes
Property tax	$2,620	$218/mo
Land transfer tax(closing)	$7,455	$621/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,490	$458/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$51,410	$4,284/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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5145 Rice Crescent

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs