$475K · 3+2 bed Condo Townhouse · North I, London North

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About this home

Great investment or live in opportunity!! Spacious open concept 3+2 bedroom condo. Good layout. Loads of cupboards and counter space in kitchen with breakfast bar, ceramic floor and pass thro to living room. Large eating area. Huge living room / dining room with laminate floor. Small rec room and additional 2 bedrooms in lower level. Good sized upper bedrooms. 2 1/2 baths. 5 appliances included. Close to schools, shopping, transit, and more. Easy access to Masonville Mall, Sherwood Forest Mall,…

Property details

MLS#

X13104450

Status

Buy Now

Beds

3+2

Baths

3 full, 0 half

Size

1200-1399

Style

2-Storey

Type

Condo Townhouse

Year built

—

Roof: Asphalt Shingle
Foundation: Concrete

Condo corp #: 597
Balcony: None
Locker: None
Fees include: Common Elements Included, Parking Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Hardboard · Porch
Fronting on: —
Cross street: Wonderland Road
Basement: Partially Finished
Stories: 1
Utilities: —
Laundry: In Basement
Interior: None
Parking features: Surface

Level	Room	Dimensions
Main	Living Room	2.98m × 3.85m
Main	Dining Room	2.96m × 4.57m
Main	Kitchen	2.84m × 3.12m
Main	Breakfast	2.44m × 3.98m
Second	Bedroom	2.89m × 3.77m
Second	Bedroom	2.9m × 3.88m
Second	Bedroom	2.89m × 3.86m
Lower	Family Room	2.88m × 3.88m
Lower	Bedroom	2.71m × 3.67m
Lower	Bedroom	2.77m × 3.68m

Level

Room

Dimensions

Main

Living Room

2.98m × 3.85m

Main

Dining Room

2.96m × 4.57m

Main

Kitchen

2.84m × 3.12m

Main

Breakfast

2.44m × 3.98m

Second

Bedroom

2.89m × 3.77m

Second

Bedroom

2.9m × 3.88m

Second

Bedroom

2.89m × 3.86m

Lower

Family Room

2.88m × 3.88m

Lower

Bedroom

2.71m × 3.67m

Lower

Bedroom

2.77m × 3.68m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $474,900✓ $3,252 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,209/mo

incl. closing costs (yr 1)

Annual total

$50,503

year 1

Mortgage only

$1,802/mo

principal + interest

Beyond mortgage

$1,451/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$94,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$271/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,749/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$30/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,973

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $21,619/yr

Property taxes18% $9,225/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,749/yr

Condo fees8% $4,249/yr

Closing costs10% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$21,619	$1,802/mo
Government & taxes
Property tax	$3,252	$271/mo
Land transfer tax(closing)	$5,973	$498/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,749	$396/mo
Condo fees
Condo / HOA fees	$4,249	$354/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$50,503	$4,209/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs