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$440K · 3 bed Condo Townhouse · Belleville Ward, Belleville | MyPropertyScout

$439,900

Unit 37

53 DOM

3253d

Map

DOM 53

$439,900

F●●●○○DOM53days

Unit 37

35 Albion Street · Belleville · Ontario K8N 5Y8

MLS® X13104296 · Belleville Ward · K8N 5Y8

32OwnerOccupied1000-1199 ft²Condo Townhouse1-car Attached53d$400/ft²$3,574 tax/yrBuilt 200323 yrs old

26% above market · 53 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to 35 Albion Street in Belleville, where carefree condo living meets comfort, convenience, and an unbeatable location just steps from the beautiful Moira River and downtown amenities. Forget spending your weekends cutting grass, shovelling snow, or worrying about exterior maintenance - condo living means more time enjoying life and less time maintaining it. Perfect for retirees, busy professionals, downsizers, or anyone looking for a stress-free lifestyle, this spacious two-storey condo…

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Property details

MLS#: X13104296
Status: Buy Now
Beds: 3
Baths: 2 full, 0 half
Size: 1000-1199
Style: 2-Storey
Type: Condo Townhouse
Year built: —

Roof: Asphalt Shingle

View: Panoramic

Condo corp #: 55
Balcony: Open
Locker: None
Fees include: Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Vinyl Siding · Deck, Landscaped, Porch
Fronting on: —
Cross street: Station Street to Albion
Basement: Finished
Stories: 1
Utilities: —
Laundry: In Basement, In-Suite Laundry
Interior: Auto Garage Door Remote, Sump Pump
Parking features: Private

Rooms

Level	Room	Dimensions
Main	Kitchen	2.81m × 2.32m
Main	Living Room	4.09m × 2.98m
Main	Dining Room	3.36m × 2.48m
Main	Bathroom	1.95m × 0.89m
Second	Primary Bedroom	4.49m × 4.37m
Second	Bedroom 2	3.66m × 2.38m
Second	Bedroom 3	3.59m × 3.22m
Second	Bathroom	1.69m × 2.55m
Basement	Recreation	3.81m × 5.39m
Basement	Utility Room	1.84m × 3.3m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Royal Lepage Proalliance Realty

Source: TRREB/PROPTX · MLS® X13104296

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$440K

Unit 37 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $439,900✓ $3,574 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,093/mo

incl. closing costs (yr 1)

Annual total

$49,116

year 1

Mortgage only

$1,669/mo

principal + interest

Beyond mortgage

$1,526/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$87,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$298/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,399/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$36/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,273

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $20,026/yr

Property taxes18% $8,847/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,399/yr

Condo fees11% $5,184/yr

Closing costs10% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,026	$1,669/mo
Government & taxes
Property tax	$3,574	$298/mo
Land transfer tax(closing)	$5,273	$439/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,399	$367/mo
Condo fees
Condo / HOA fees	$5,184	$432/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$49,116	$4,093/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 37

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs