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$585K · 2+1 bed Detached · Sophiasburg Ward, Prince Edward County | MyPropertyScout

$584,900

1976 Fish Lake Road

2+11OwnerOccupied

Map

$584,900

A●●●○○DOM48days

1976 Fish Lake Road

Prince Edward County · Ontario K0K 1W0

MLS® X13104292 · Sophiasburg Ward · K0K 1W0

2+11OwnerOccupied1100-1500 ft²Detached2-car Detached48d$450/ft²Lot 350 x 250 ft$2,837 tax/yr

6% below market · 48 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

FRESHLY UPDATED - just in time for summer.Welcome to 1976 Fish Lake Road - where long weekends, sunset views, boating, bonfires, and unforgettable nights with friends become part of everyday life. Situated on just over 2 beautiful acres, this property offers the perfect mix of privacy, space, and outdoor living.Freshly painted and thoughtfully updated, the home offers warm, inviting living spaces with room to relax, entertain, and enjoy every season. From quiet mornings on the deck to evenings s…

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Property details

MLS#: X13104292
Status: Buy Now
Beds: 2+1
Baths: 1 full, 0 half
Size: 1100-1500
Style: Bungalow-Raised
Type: Detached
Year built: —

Roof: Metal
Foundation: Block
Other structures: Garden Shed

Fireplace features: Propane

Garage: 2-car Detached
Garage spaces: 2
Parking: 10 total
Lot: 350 × 250
Heating: Forced Air
Heating fuel: Oil
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: South
Cross street: Hwy 49 / Fish Lake Rd
Basement: Partially Finished
Stories: —
Utilities: —
Laundry: —
Interior: Primary Bedroom - Main Floor, Sump Pump, Storage
Parking features: Private

Additional listing data

ListAOR: Central Lakes Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Kitchen	2.97m × 2.84m
Main	Dining Room	4.06m × 4.52m
Main	Office	2.54m × 2.79m
Main	Living Room	5.56m × 3.96m
Main	Primary Bedroom	2.81m × 3.96m
Main	Bedroom 2	3.55m × 2.84m
Lower	Recreation	7.49m × 3.58m
Lower	Bedroom 3	4.03m × 2.97m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: CENTURY 21 UNITED REALTY INC.

Source: TRREB/PROPTX · MLS® X13104292

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$585K

1976 Fish Lake Road · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $584,900✓ $2,837 tax✓ Oil✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,528/mo

incl. closing costs (yr 1)

Annual total

$54,339

year 1

Mortgage only

$2,219/mo

principal + interest

Beyond mortgage

$1,170/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$116,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$236/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Oil$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,849/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,173

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $26,627/yr

Property taxes20% $11,010/yr

Utilities8% $4,152/yr

Insurance & security3% $1,600/yr

Maintenance11% $5,849/yr

Closing costs9% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$26,627	$2,219/mo
Government & taxes
Property tax	$2,837	$236/mo
Land transfer tax(closing)	$8,173	$681/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Oil	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,849	$487/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$54,339	$4,528/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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1976 Fish Lake Road

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs