$520K · 3 bed Condo Apartment · 461 - Glendale/Glenridge, St. Catharines

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About this home

Wheelchair accessible, stroller friendly, and featuring the convenience of private in-suite laundry, this beautifully updated 3-bedroom, 2-bathroom end-unit condo offers a rare combination of accessibility, comfort, and independence in a desirable St. Catharines location.Situated on the main floor with its own private side entrance, this home is ideal for wheelchair users, parents with young children, and downsizers looking to avoid stairs and elevators. Enjoy effortless ground-level access when…

Property details

MLS#

X13104236

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

1200-1399

Style

1 Storey/Apt

Type

Condo Apartment

Year built

—

Roof: Flat
Foundation: Concrete
Property features: Arts Centre, Golf, Greenbelt/Conservation, Hospital, Level, Other

Condo corp #: 127
Balcony: Terrace
Locker: Exclusive
Association amenities: Car Wash, Club House, Community BBQ, Elevator, Exercise Room, Other
Fees include: Heat Included, Hydro Included, Water Included, Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 2 total
Heating: Radiant
Heating fuel: Gas
Cooling: Wall Unit(s)
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Glen Morris to Towering Heights Blvd
Basement: None
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free, Intercom, Primary Bedroom - Main Floor, Sauna, Separate Heating Controls, Storage Area Lockers, Wheelchair Access, Workbench
Parking features: Other

Level	Room	Dimensions
Main	Kitchen	3.22m × 3.89m
Main	Dining Room	3.22m × 3.46m
Main	Living Room	3.09m × 6.14m
Main	Primary Bedroom	3.48m × 4.84m
Main	Bedroom 2	3.04m × 3.64m
Main	Bedroom 3	2.72m × 4.91m
Main	Bathroom	1.58m × 2.79m
Main	Bathroom	1.02m × 2.22m

Level

Room

Dimensions

Main

Kitchen

3.22m × 3.89m

Main

Dining Room

3.22m × 3.46m

Main

Living Room

3.09m × 6.14m

Main

Primary Bedroom

3.48m × 4.84m

Main

Bedroom 2

3.04m × 3.64m

Main

Bedroom 3

2.72m × 4.91m

Main

Bathroom

1.58m × 2.79m

Main

Bathroom

1.02m × 2.22m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $519,500✓ $3,266 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,978/mo

incl. closing costs (yr 1)

Annual total

$59,737

year 1

Mortgage only

$1,971/mo

principal + interest

Beyond mortgage

$1,977/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$103,900

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$272/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,195/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$70/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,865

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $23,650/yr

Property taxes17% $10,131/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,195/yr

Condo fees17% $10,102/yr

Closing costs9% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$23,650	$1,971/mo
Government & taxes
Property tax	$3,266	$272/mo
Land transfer tax(closing)	$6,865	$572/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,195	$433/mo
Condo fees
Condo / HOA fees	$10,102	$842/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$59,737	$4,978/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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