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$950K · 3+3 bed Detached · Ainslie Wood, Hamilton | MyPropertyScout

$950,000

63 Binkley Crescent

58 DOM

3+3358d

Map

⚡ Insider Deal

DOM 58

↓ $48KPrice Reduced

$950,000

↓ $48K

DOM58days

63 Binkley Crescent

Hamilton · Ontario L8S 3K8

MLS® X13103664 · Ainslie Wood · L8S 3K8

3+33OwnerOccupied1100-1500 ft²Detached1-car DetachedFinished, Full58d$731/ft²Lot 50 x 102.8 ft< .50 ac$7,499 tax/yrBuilt 195175 yrs oldFinished, Full

58 days on market

About this home

Welcome to the charming 1.5-storey brick home located in the highly desirable Westdale neighborhood - a prime yet quiet area close to McMaster,schools, parks, shopping, and transit. It offers 6 beds, 3 full baths, 2 kitchens & excellent flexibility for large families, multi-generational living or investment. The main floor features 1 bedroom, a bright living area with fireplace, dining room, kitchen, a full bathroom, laundry room. The second floor offers 2 bedrooms & a 4-piece bathroom. The full…

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Property details

MLS#: X13103664
Status: Buy Now
Property class: Residential Freehold
Beds: 3+3
Baths: 3 full, 0 half
Rooms: 6 + 4
Kitchens: 2
Size: 1100-1500Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Finished, Full
Style: 1 1/2 Storey
Type: Detached
Year built: 1951

PIN: 174740117
Roll / ARN: 251801003104170
Plan: 691

Occupancy: Owner Occupied
Washrooms: 4 pc · Second; 3 pc · Main; 3 pc · Basement
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Concrete Block
Other structures: Gazebo
Property features: Hospital, Park, Place Of Worship, Public Transit, School

Garage: 1-car Detached
Garage spaces: 1
Parking: 5 total
Lot: 50 × 102.75
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: South
Cross street: Sanders Blvd
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free, In-Law Suite, Primary Bedroom - Main Floor
Parking features: Private

Rooms

Level	Room	Dimensions
Main	Foyer	1.22m × 2.06m
Main	Living Room	3.61m × 3.56m
Main	Dining Room	3.3m × 3.61m
Main	Kitchen	3.02m × 3.3m
Main	Bedroom	3.71m × 4.34m
Second	Primary Bedroom	3.66m × 4.5m
Second	Bedroom	3.66m × 4.44m
Basement	Bedroom	3.23m × 3.3m
Basement	Bedroom	2.72m × 3.3m
Basement	Bedroom 5	3.35m × 3.63m
Basement	Kitchen	2.43m × 3.66m
Main	Bathroom	1.73m × 1.73m
Second	Bathroom	1.57m × 4.78m
Basement	Bathroom	1.22m × 3.02m
Main	Laundry	0.91m × 1.06m
Basement	Laundry	0.81m × 1.45m

Seller signals

Price movement & seller pressure

↓ $48KPrice reduction

MLS shows the seller reduced the asking price by $48,000 (from $998,000 to $950,000).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: 1ST SUNSHINE REALTY INC.

Source: TRREB/PROPTX · MLS® X13103664

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$950K

63 Binkley Crescent · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $950,000✓ $7,499 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$7,215/mo

incl. closing costs (yr 1)

Annual total

$86,574

year 1

Mortgage only

$3,604/mo

principal + interest

Beyond mortgage

$1,863/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$190,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$625/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,500/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$15,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $43,248/yr

Property taxes27% $22,974/yr

Utilities5% $4,152/yr

Insurance & security2% $1,600/yr

Maintenance11% $9,500/yr

Closing costs6% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$43,248	$3,604/mo
Government & taxes
Property tax	$7,499	$625/mo
Land transfer tax(closing)	$15,475	$1,290/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,500	$792/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$86,574	$7,215/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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63 Binkley Crescent

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

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Annual costs