$390K · 3 bed Condo Townhouse · South O, London South

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About this home

Welcome to this inviting END UNIT condo tucked away in a quiet complex in South London. Thoughtfully updated in 2022, including the furnace, A/C, and many additional improvements, this home offers stylish, low-maintenance living from top to bottom. Inside, you'll find modern fixtures, neutral paint tones, and a bright, functional layout perfect for first-time buyers, downsizers, or young families. The upper level features 3 comfortable bedrooms and a great family bathroom, while the lower leve…

Property details

MLS#

X13102552

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

1400-1599

Style

2-Storey

Type

Condo Townhouse

Year built

—

Roof: Asphalt Shingle
Foundation: Concrete

Condo corp #: 395
Balcony: None
Locker: None
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Vinyl Siding · Patio
Fronting on: —
Cross street: Wharncliffe Rd S
Basement: Partial Basement
Stories: 1
Utilities: —
Laundry: In Basement
Interior: Water Heater Owned
Parking features: Private

Level	Room	Dimensions
Main	Kitchen	3.42m × 3.24m
Main	Dining Room	2.22m × 3.22m
Main	Living Room	3.49m × 6m
Second	Primary Bedroom	4.59m × 4m
Second	Bedroom 2	3.92m × 4m
Second	Bedroom 3	2.75m × 2.76m
Lower	Recreation	3.52m × 6m
Lower	Laundry	5.29m × 6m

Level

Room

Dimensions

Main

Kitchen

3.42m × 3.24m

Main

Dining Room

2.22m × 3.22m

Main

Living Room

3.49m × 6m

Second

Primary Bedroom

4.59m × 4m

Second

Bedroom 2

3.92m × 4m

Second

Bedroom 3

2.75m × 2.76m

Lower

Recreation

3.52m × 6m

Lower

Laundry

5.29m × 6m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $389,900✓ $1,743 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,523/mo

incl. closing costs (yr 1)

Annual total

$42,280

year 1

Mortgage only

$1,479/mo

principal + interest

Beyond mortgage

$1,226/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$77,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$145/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,899/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$27/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,324

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $17,750/yr

Property taxes14% $6,067/yr

Utilities9% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance9% $3,899/yr

Condo fees9% $3,904/yr

Closing costs12% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$17,750	$1,479/mo
Government & taxes
Property tax	$1,743	$145/mo
Land transfer tax(closing)	$4,324	$360/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,899	$325/mo
Condo fees
Condo / HOA fees	$3,904	$325/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$42,280	$3,523/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs