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$900K · 2+1 bed Other · Fergus, Centre Wellington | MyPropertyScout

$899,900

Unit 19

2+13OwnerOccupied

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$899,900

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Unit 19

27 Elkin Court · Centre Wellington · Ontario N1M 0A6

MLS® X13100746 · Fergus · N1M 0A6

2+13OwnerOccupied1600-1799 ft²Other2-car Attached$530/ft²$5,576 tax/yr

5% above market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Discover a home where every corner has been cherished, nestled within a quiet and friendly complex that offers a true sense of community. This impeccably maintained bungalow provides a rare blend of open-concept modern living and traditional elegance, backing directly onto the complex grounds for added peace and privacy. The heart of the home features a bright, airy kitchen that flows seamlessly into a cozy den, perfect for morning coffee and casual conversation. For those who love to host, the…

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MyStreetValue™ Analysis

$597,001 – $1,100,462estimated range

Midpoint: $855,789

Property details

MLS#: X13100746
Status: Buy Now
Beds: 2+1
Baths: 3 full, 0 half
Size: 1600-1799
Style: Bungalow
Type: Other
Year built: —

Roof: Asphalt Shingle

Fireplace features: Family Room

Garage: 2-car Attached
Garage spaces: 2
Parking: 5 total
Heating: Forced Air
Heating fuel: —
Cooling: Central Air
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: St. David St S & Belsyde Ave W
Basement: Partially Finished, Full
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Auto Garage Door Remote, Primary Bedroom - Main Floor
Parking features: Private

Rooms

Level	Room	Dimensions
Main	Bathroom	2.03m × 2.81m
Main	Bathroom	2.34m × 1.63m
Main	Bedroom	3.74m × 3.47m
Main	Breakfast	2.78m × 4.02m
Main	Dining Room	3.88m × 5.18m
Main	Foyer	2.99m × 1.82m
Main	Kitchen	4.5m × 4.02m
Main	Laundry	2.17m × 1.99m
Main	Living Room	3.32m × 5.18m
Main	Primary Bedroom	4.99m × 3.55m
Main	Sunroom	2.63m × 5.09m
Main	Primary Bedroom	3.84m × 2.03m
Basement	Bathroom	1.81m × 3.33m
Basement	Bedroom	3.77m × 4.83m
Basement	Utility Room	16.84m × 10.67m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Royal LePage Royal City Realty

Source: TRREB/PROPTX · MLS® X13100746

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$900K

Unit 19 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $899,900✓ $5,576 tax✓ 1600-1799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,767/mo

incl. closing costs (yr 1)

Annual total

$81,203

year 1

Mortgage only

$3,414/mo

principal + interest

Beyond mortgage

$1,689/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$179,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$465/mo

Utilities

Hydro / electricity$119/mo

≈ $0.07/ft² × ~1,700 ft² · ON avg ~$119/mo · assumes gas heat

Natural gas (assumed)$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$14,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $40,967/yr

Property taxes25% $20,049/yr

Utilities6% $4,488/yr

Insurance & security2% $1,600/yr

Maintenance11% $8,999/yr

Closing costs6% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$40,967	$3,414/mo
Government & taxes
Property tax	$5,576	$465/mo
Land transfer tax(closing)	$14,473	$1,206/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,428	$119/mo
Natural gas (assumed)	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,999	$750/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$81,203	$6,767/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 19

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs