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$735K · 2 bed Condo Apartment · Ancaster, Hamilton | MyPropertyScout

$735,000

Unit 107

54 DOM

2254d

Map

DOM 54

$735,000

DOM54days

Unit 107

125 Wilson Street · Hamilton · Ontario L9G 0B3

MLS® X13099454 · Ancaster · L9G 0B3

22OwnerOccupied1000-1199 ft²Condo Apartment1-car Underground54d$668/ft²$5,580 tax/yrBuilt 200323 yrs old

54 days on market

About this home

Welcome to this beautifully maintained condo in the heart of Ancaster, offering a perfect blend of comfort, convenience, and low-maintenance living. Ideally situated in a well-managed building, this unit is surrounded by mature landscaping and enjoys excellent walkability to nearby amenities. This spacious 2-bedroom unit features an inviting open-concept layout, ideal for both everyday living and entertaining. The kitchen is thoughtfully designed with quartz countertops, ample cabinetry, and wor…

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Property details

MLS#: X13099454
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 1000-1199
Style: Apartment
Type: Condo Apartment
Year built: —

Roof: Asphalt Rolled
Foundation: Poured Concrete

Condo corp #: 466
Balcony: Terrace
Locker: Owned
Fees include: Common Elements Included, Water Included, Building Insurance Included, Parking Included, Cable TV Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Heat Pump
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Stucco (Plaster)
Fronting on: —
Cross street: West of Fiddlers Green Rd
Basement: None
Stories: 1
Utilities: —
Laundry: In-Suite Laundry, Laundry Closet
Interior: Auto Garage Door Remote
Parking features: —

Additional listing data

ListAOR: Niagara Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Kitchen	4.01m × 3.63m
Main	Dining Room	2.69m × 2.84m
Main	Living Room	5.33m × 3.63m
Main	Bedroom	2.72m × 3.4m
Main	Primary Bedroom	3.43m × 4.17m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX NIAGARA REALTY LTD, BROKERAGE

Source: TRREB/PROPTX · MLS® X13099454

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$735K

Unit 107 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $735,000✓ $5,580 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,548/mo

incl. closing costs (yr 1)

Annual total

$78,581

year 1

Mortgage only

$2,788/mo

principal + interest

Beyond mortgage

$2,371/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$147,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$465/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,350/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$72/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$11,175

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $33,460/yr

Property taxes21% $16,755/yr

Utilities5% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance9% $7,350/yr

Condo fees13% $10,356/yr

Closing costs6% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$33,460	$2,788/mo
Government & taxes
Property tax	$5,580	$465/mo
Land transfer tax(closing)	$11,175	$931/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,350	$613/mo
Condo fees
Condo / HOA fees	$10,356	$863/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$78,581	$6,548/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 107

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs