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$400K · 3 bed Detached · East K, London East | MyPropertyScout

$399,900

189 Colborne Street

59 DOM

3159d

Map

⚡ Insider Deal

DOM 59

↓ $30KPrice Reduced

$399,900

↓ $30K

DOM59days

189 Colborne Street

London East · Ontario N6B 2S3

MLS® X13097414 · East K · N6B 2S3

31OwnerOccupied1100-1500 ft²DetachedNoneFull, Unfinished59d$308/ft²Lot 33 x 89 ft$2,213 tax/yrFull, Unfinished

59 days on market

About this home

Tucked into the heart of London's vibrant SoHo neighbourhood, this beautifully renovated 3 bedroom home with further basement development potential offers the perfect blend of character, style, and opportunity. Located just minutes from downtown, shopping, and restaurants (like local favourites like SoHo Tacos & Tequila), this property delivers great value for the price. Inside, the home has been thoughtfully updated throughout, maintaining its warmth with unique design features that make it one…

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Property details

MLS#: X13097414
Status: Conditionally Sold
Property class: Residential Freehold
Beds: 3
Baths: 1 full, 0 half
Rooms: 7
Kitchens: 1
Size: 1100-1500Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Full, Unfinished
Style: Bungalow
Type: Detached
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

PIN: 083290140
Roll / ARN: 393605013007400

Occupancy: Owner Occupied
Washrooms: 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Concrete Block

Garage: None
Garage spaces: 0
Parking: 2 total
Lot: 33 × 89
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick, Vinyl Siding
Fronting on: West
Cross street: COLBORNE ST & SIMCOE
Stories: —
Utilities: —
Laundry: —
Interior: None
Parking features: Private Double

Rooms

Level	Room	Dimensions
Main	Living Room	6.4m × 3.61m
Main	Dining Room	3.95m × 4.89m
Main	Kitchen	3.3m × 4.54m
Main	Primary Bedroom	3.01m × 3.66m
Main	Bedroom 2	3.01m × 3.02m
Main	Bedroom 3	3.01m × 2.54m
Main	Bathroom	2.84m × 3.02m
Basement	Family Room	4.98m × 7.52m
Basement	Laundry	2.3m × 3.15m
Basement	Utility Room	2.92m × 5.58m

Seller signals

Price movement & seller pressure

↓ $30KPrice reduction

MLS shows the seller reduced the asking price by $30,000 (from $429,900 to $399,900).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: HOUSESIGMA INC.

Source: TRREB/PROPTX · MLS® X13097414

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$400K

189 Colborne Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $399,900✓ $2,213 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,312/mo

incl. closing costs (yr 1)

Annual total

$39,743

year 1

Mortgage only

$1,517/mo

principal + interest

Beyond mortgage

$964/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$79,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$184/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,474

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $18,205/yr

Property taxes17% $6,687/yr

Utilities10% $4,152/yr

Insurance & security4% $1,600/yr

Maintenance10% $3,999/yr

Closing costs13% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$18,205	$1,517/mo
Government & taxes
Property tax	$2,213	$184/mo
Land transfer tax(closing)	$4,474	$373/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,999	$333/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$39,743	$3,312/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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189 Colborne Street

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

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Annual costs