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$600K · 3+1 bed Detached · 451 - Downtown, St. Catharines | MyPropertyScout

$599,950

31 Queen Mary Drive

59 DOM

3+1259d

Map

⚡ Insider Deal

DOM 59

↓ $100KPrice Reduced

$599,950

↓ $100K

DOM59days

31 Queen Mary Drive

St. Catharines · Ontario L2R 2J3

MLS® X13097286 · 451 - Downtown · L2R 2J3

3+12OwnerOccupied1100-1500 ft²Detached1-car AttachedFinished with Walk-Out, Separate Entrance59d$462/ft²Lot 50 x 150 ft$6,076 tax/yrFinished with Walk-Out, Separate Entrance

59 days on market

About this home

Welcome to this exceptional four-bedroom home set on a truly breathtaking ravine lot. Nestled against a lush natural backdrop, this property offers unmatched privacy and a serene setting that feels like your own private retreat.The outdoor space is nothing short of spectacular-a true gardener's dream. Thoughtfully designed and meticulously maintained, the grounds showcase a stunning array of mature plantings, vibrant seasonal blooms, and beautifully curated garden beds that earned this home the…

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Property details

MLS#: X13097286
Status: Buy Now
Property class: Residential Freehold
Beds: 3+1
Baths: 2 full, 0 half
Rooms: 9
Kitchens: 1
Size: 1100-1500Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Finished with Walk-Out, Separate Entrance
Style: 1 1/2 Storey
Type: Detached
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

PIN: 461870222
Roll / ARN: 262904003009100

Occupancy: Owner Occupied
Washrooms: 4 pc · Main; 3 pc · Basement
Family room: Family room
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Concrete

View: Trees/Woods, River

Garage: 1-car Attached
Garage spaces: 1
Parking: 3 total
Lot: 50 × 150
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Wood
Fronting on: South
Cross street: Ontario St and Woodruff Ave
Stories: —
Utilities: —
Laundry: —
Interior: Primary Bedroom - Main Floor
Parking features: Private

Additional listing data

ListAOR: Niagara Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Kitchen	2.72m × 3.53m
Main	Living Room	3.38m × 5.22m
Main	Primary Bedroom	2.56m × 3.54m
Main	Bedroom 2	2.71m × 2.82m
Main	Bathroom	1.74m × 1.55m
Second	Bedroom 3	4.63m × 2.94m
Basement	Family Room	3.39m × 5.79m
Basement	Bedroom 4	6.2m × 3.73m
Basement	Bathroom	2.72m × 1.97m
Basement	Laundry	2.72m × 2.87m
Basement	Utility Room	4.45m × 2.31m

Seller signals

Price movement & seller pressure

↓ $100KPrice reduction

MLS shows the seller reduced the asking price by $100,000 (from $699,950 to $599,950).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE NRC REALTY COMPASS ESTATES

Source: TRREB/PROPTX · MLS® X13097286

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$600K

31 Queen Mary Drive · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $599,950✓ $6,076 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,893/mo

incl. closing costs (yr 1)

Annual total

$58,714

year 1

Mortgage only

$2,276/mo

principal + interest

Beyond mortgage

$1,452/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$119,990

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$506/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,000/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,474

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $27,312/yr

Property taxes25% $14,550/yr

Utilities7% $4,152/yr

Insurance & security3% $1,600/yr

Maintenance10% $6,000/yr

Closing costs9% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$27,312	$2,276/mo
Government & taxes
Property tax	$6,076	$506/mo
Land transfer tax(closing)	$8,474	$706/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,000	$500/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$58,714	$4,893/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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31 Queen Mary Drive

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs