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$655K · 3 bed Detached · 443 - Lakeport, St. Catharines | MyPropertyScout

$654,900

38 Crescentwood Drive

59 DOM

3259d

Map

⚡ Insider Deal

DOM 59

↓ $14KPrice Reduced

$654,900

↓ $14K

DOM59days

38 Crescentwood Drive

St. Catharines · Ontario L2N 4L1

MLS® X13095210 · 443 - Lakeport · L2N 4L1

32OwnerOccupied700-1100 ft²DetachedNoneSeparate Entrance, Partially Finished, Walk-Out59d$728/ft²Lot 54.5 x 110 ft$4,681 tax/yrBuilt 195175 yrs oldSeparate Entrance, Partially Finished, Walk-Out

59 days on market

About this home

Welcome to this charming detached side-split home located in the highly sought-after North End St. Catharines! Offering 3 spacious bedrooms and a thoughtfully designed layout, this home is perfect for families or anyone looking for comfort and convenience. Step inside to discover a large eat-in kitchen, ideal for gatherings and everyday living, along with a bright and expansive family room that provides plenty of space to relax or entertain. Outside, you'll fall in love with the beautifully land…

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Property details

MLS#: X13095210
Status: Buy Now
Property class: Residential Freehold
Beds: 3
Baths: 2 full, 0 half
Rooms: 5 + 3
Kitchens: 1
Size: 700-1100Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Separate Entrance, Partially Finished, Walk-Out
Style: Sidesplit
Type: Detached
Year built: 1951

PIN: 461980072
Roll / ARN: 262906003502800

Occupancy: Owner Occupied
Washrooms: 3 pc · Second; 2 pc · Basement
Family room: Family room
Central vacuum: Central vacuum
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Fenced Yard, Park, Lake/Pond, School

Fireplace features: Roughed In

Garage: None
Garage spaces: 0
Parking: 3 total
Lot: 54.53 × 110
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Vinyl Siding, Brick Veneer
Fronting on: East
Cross street: Lakeshore Rd & Lakeport Rd.
Stories: —
Utilities: —
Laundry: —
Interior: Central Vacuum, Water Heater
Parking features: Private Triple

Additional listing data

ListAOR: Niagara Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Living Room	4.14m × 5.01m
Main	Kitchen	3.5m × 5.36m
Second	Primary Bedroom	3.97m × 2.94m
Second	Bedroom	3.02m × 2.77m
Second	Bedroom 2	3.27m × 2.55m
Second	Bathroom	1.51m × 3.35m
Basement	Family Room	6.62m × 4.03m
Basement	Office	2.02m × 2.89m
Basement	Exercise Room	2.57m × 3.65m
Basement	Bathroom	0.8m × 1.65m

Seller signals

Price movement & seller pressure

↓ $14KPrice reduction

MLS shows the seller reduced the asking price by $14,100 (from $669,000 to $654,900).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: INFINITY 8 REALTY INC.

Source: TRREB/PROPTX · MLS® X13095210

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$655K

38 Crescentwood Drive · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $654,900✓ $4,681 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,106/mo

incl. closing costs (yr 1)

Annual total

$61,277

year 1

Mortgage only

$2,484/mo

principal + interest

Beyond mortgage

$1,366/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$130,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$390/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,549/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,573

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $29,814/yr

Property taxes23% $14,254/yr

Utilities6% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance11% $6,549/yr

Closing costs8% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$29,814	$2,484/mo
Government & taxes
Property tax	$4,681	$390/mo
Land transfer tax(closing)	$9,573	$798/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,549	$546/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$61,277	$5,106/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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38 Crescentwood Drive

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs