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$510K · 1 bed Condo Apartment · Dundas, Hamilton | MyPropertyScout

$510,000

Unit 202

11OwnerOccupied

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$510,000

D●●○○○

Unit 202

2000 Creekside Drive · Hamilton · Ontario L9H 7S7

MLS® X13094116 · Dundas · L9H 7S7

11OwnerOccupied700-799 ft²Condo Apartment1-car Underground$680/ft²$3,798 tax/yr

9% above market · regional est.

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to Spencer Creek Village, ideally situated in the sought-after community of Dundas. This stylish 1-bedroom, 1-bathroom corner suite offers a well-planned living space with a bright, open layout designed for everyday comfort. Kitchen, living and dinning flow seamlessly perfect for both quiet nights in and hosting guests. Updated flooring adds a contemporary touch throughout the main living space.Residents enjoy access to a wide range of building amenities, including a fitness room, party/…

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Property details

MLS#: X13094116
Status: Buy Now
Beds: 1
Baths: 1 full, 0 half
Size: 700-799
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —

Condo corp #: 374
Balcony: Open
Locker: Owned
Association amenities: Elevator, Guest Suites, Gym, Party Room/Meeting Room, Visitor Parking, Car Wash
Fees include: Water Included, Cable TV Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Heat Pump
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Stucco (Plaster)
Fronting on: —
Cross street: Main/Governor's
Basement: None
Stories: 2
Utilities: —
Laundry: In-Suite Laundry
Interior: None
Parking features: —

Rooms

Level	Room	Dimensions
Flat	Living Room	3.35m × 5.79m
Flat	Kitchen	2.74m × 3.86m
Flat	Bedroom	3.58m × 4.2m
—	—	—

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RIGHT AT HOME REALTY

Source: TRREB/PROPTX · MLS® X13094116

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$510K

Unit 202 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $510,000✓ $3,798 tax✓ Electric✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,535/mo

incl. closing costs (yr 1)

Annual total

$54,424

year 1

Mortgage only

$1,935/mo

principal + interest

Beyond mortgage

$1,586/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$102,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$317/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~750 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,100/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$45/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,675

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $23,217/yr

Property taxes19% $10,473/yr

Utilities5% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,100/yr

Condo fees12% $6,473/yr

Closing costs9% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$23,217	$1,935/mo
Government & taxes
Property tax	$3,798	$317/mo
Land transfer tax(closing)	$6,675	$556/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,100	$425/mo
Condo fees
Condo / HOA fees	$6,473	$539/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$54,424	$4,535/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 202

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs