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$950K · 12 bed Fourplex · 458 - Western Hill, St. Catharines | MyPropertyScout

$949,900

17 Hainer Street

59 DOM

12459d

Map

⚡ Insider Deal

DOM 59

↓ $100KPrice Reduced

$949,900

↓ $100K

DOM59days

17 Hainer Street

St. Catharines · Ontario L2S 1M5

MLS® X13093872 · 458 - Western Hill · L2S 1M5

124TenantOccupied5000 + ft²FourplexNonePartial Basement59d$190/ft²Lot 80.5 x 96.5 ft< .50 ac$5,422 tax/yrBuilt 1916110 yrs oldPartial Basement

59 days on market

About this home

Can you hear the GO TRAIN??? The Tenants in This EXTRA EXTRA LARGE LEGAL FOUR UNIT apartment building almost can. The Location for this complex is Fantastic as it is within a short walk of the New Proposed GO TRAIN STATION!! All units are identical layouts of each other and each unit offers a formal Livingroom, a separate Dining room, Kitchen, 4 pc bathroom, 3 good sized bedrooms and outside living space on a pressure treated deck/balcony. This Turn Key investment has huge upside potential. Ever…

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MyStreetValue™ Analysis

$773,993 – $1,139,103estimated range

Midpoint: $850,597

Property details

MLS#: X13093872
Status: Buy Now
Property class: Residential Freehold
Beds: 12
Baths: 4 full, 0 half
Rooms: 28
Kitchens: 4
Size: 5000 +Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Partial Basement
Style: 2-Storey
Type: Fourplex
Year built: 1916

PIN: 461820310
Roll / ARN: 262902002017205

Occupancy: Tenant Occupied
Washrooms: 4 pc
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Stone

Garage: None
Garage spaces: 0
Parking: 3 total
Lot: 80.5 × 96.5
Heating: Baseboard
Heating fuel: Electric
Cooling: None
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Vinyl Siding
Fronting on: East
Cross street: St Paul West & Pelham
Stories: —
Utilities: —
Laundry: —
Interior: Separate Heating Controls
Parking features: Street Only, Other

Rooms

Room dimensions are not available for this listing.

Seller signals

Price movement & seller pressure

↓ $100KPrice reduction

MLS shows the seller reduced the asking price by $100,000 (from $1,049,900 to $949,900).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: COLDWELL BANKER MOMENTUM REALTY, BROKERAGE

Source: TRREB/PROPTX · MLS® X13093872

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$950K

17 Hainer Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $949,900✓ $5,422 tax✓ Electric✓ 5000 + ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$7,475/mo

incl. closing costs (yr 1)

Annual total

$89,698

year 1

Mortgage only

$3,604/mo

principal + interest

Beyond mortgage

$2,123/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$189,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$452/mo

Utilities

Hydro / electricity$650/mo

≈ $0.13/ft² × ~5,000 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$15,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $43,244/yr

Property taxes23% $20,895/yr

Utilities10% $9,360/yr

Insurance & security2% $1,600/yr

Maintenance11% $9,499/yr

Closing costs6% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$43,244	$3,604/mo
Government & taxes
Property tax	$5,422	$452/mo
Land transfer tax(closing)	$15,473	$1,289/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$7,800	$650/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,499	$792/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$89,698	$7,475/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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17 Hainer Street

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

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Annual costs