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$599K · 3+1 bed Condo Townhouse · North Dumfries | MyPropertyScout

$599,000

28 West Mill Street

3+13TenantOccupied

Map

New Build

$599,000

D●●○○○

28 West Mill Street

North Dumfries · Ontario N0B 1E0

MLS® X13093450 · N0B 1E0

3+13TenantOccupied1400-1599 ft²Condo Townhouse1-car Attached$399/ft²$2,964 tax/yrBuilt 20251 yr old

6% above market · regional est.

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Experience refined living at its finest in this elegant 3-bedroom, 3-bathroom residence in the heart of North Dumfries. Thoughtfully designed with sophistication and comfort in mind, this home showcases a seamless blend of modern finishes and timeless appeal. With three bathrooms, low-maintenance design, and a private outdoor space, this home checks all the boxes for steady occupancy and tenant satisfaction. Located in a high-demand area close to schools, parks, and major commuting routes, this…

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Property details

MLS#: X13093450
Status: Buy Now
Beds: 3+1
Baths: 3 full, 0 half
Size: 1400-1599
Style: 2-Storey
Type: Condo Townhouse
Year built: —

Condo corp #: 749
Balcony: Terrace
Locker: Ensuite
Fees include: Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Stone
Fronting on: —
Cross street: Greenfield to West Mill
Basement: Unfinished
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: Other
Parking features: Private

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX REAL ESTATE CENTRE INC.

Source: TRREB/PROPTX · MLS® X13093450

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$599K

28 West Mill Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $599,000✓ $2,964 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,872/mo

incl. closing costs (yr 1)

Annual total

$58,458

year 1

Mortgage only

$2,272/mo

principal + interest

Beyond mortgage

$1,436/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$119,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$247/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$22/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $27,269/yr

Property taxes20% $11,419/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,990/yr

Condo fees5% $3,120/yr

Closing costs9% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$27,269	$2,272/mo
Government & taxes
Property tax	$2,964	$247/mo
Land transfer tax(closing)	$8,455	$705/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,990	$499/mo
Condo fees
Condo / HOA fees	$3,120	$260/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$58,458	$4,872/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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28 West Mill Street

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs