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$630K · 2 bed Condo Apartment · 878 - Sugarloaf, Port Colborne | MyPropertyScout

$629,900

Unit 604

22OwnerOccupied

Map

$629,900

F●●●○○

Unit 604

118 West Street · Port Colborne · Ontario L3K 4C9

MLS® X13092888 · 878 - Sugarloaf · L3K 4C9

22OwnerOccupied1000-1199 ft²Condo ApartmentNone$573/ft²$5,545 tax/yr

16% above market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

You found "THE PEARL", a gorgeous two-bedroom condo in Port Colborne located beside the Welland Canal. This condo features high-quality upgrades and a modern open-concept design. The suite offers over 1,100 sq. ft. of bright living space, complete with quartz countertops, premium upgraded cabinetry, designer backsplash, and heated bathroom floors. Accessibility is a standout feature, with a wheelchair-friendly design with oversized doorways (one of only a few units in the building to offer this)…

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Property details

MLS#: X13092888
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 1000-1199
Style: Apartment
Type: Condo Apartment
Year built: —

Property features: Electric Car Charger, Lake/Pond, Marina, Waterfront

View: Downtown, Lake

Water view: Direct
Water body: Welland Canal

Condo corp #: 209
Balcony: Open
Locker: Owned
Association amenities: Gym, BBQs Allowed, Bike Storage, Elevator, Visitor Parking, Party Room/Meeting Room
Fees include: Heat Included, Common Elements Included, Water Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Exterior: Brick, Stucco (Plaster)
Fronting on: —
Cross street: Victoria/Adelaide Streets to West St.
Basement: None
Stories: 6
Utilities: —
Laundry: In Area
Interior: Carpet Free, Storage, Primary Bedroom - Main Floor, Separate Hydro Meter, Water Heater Owned, Wheelchair Access, Guest Accommodations
Parking features: —

Rooms

Level	Room	Dimensions
Main	Kitchen	2.34m × 4.93m
Main	Dining Room	2.74m × 4.04m
Main	Living Room	3.17m × 3.2m
Main	Primary Bedroom	3.35m × 5.18m
Main	Bedroom 2	3.3m × 3.78m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE NRC REALTY

Source: TRREB/PROPTX · MLS® X13092888

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$630K

Unit 604 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $629,900✓ $5,545 tax✓ Electric✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,513/mo

incl. closing costs (yr 1)

Annual total

$66,159

year 1

Mortgage only

$2,390/mo

principal + interest

Beyond mortgage

$1,909/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$125,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$462/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,100 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,299/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$51/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,073

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $28,676/yr

Property taxes22% $14,618/yr

Utilities4% $2,460/yr

Insurance & security2% $1,600/yr

Maintenance10% $6,299/yr

Condo fees11% $7,406/yr

Closing costs8% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$28,676	$2,390/mo
Government & taxes
Property tax	$5,545	$462/mo
Land transfer tax(closing)	$9,073	$756/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,299	$525/mo
Condo fees
Condo / HOA fees	$7,406	$617/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$66,159	$5,513/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 604

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs