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$600K · 2 bed Condo Townhouse · Winona, Hamilton | MyPropertyScout

$599,999

Unit 54

55 DOM

2255d

Map

⚡ Insider Deal

DOM 55

↓ $39,991Price Reduced

$599,999

A●●○○○DOM55days

Unit 54

40 Zinfandel Drive · Hamilton · Ontario L8E 0L1

MLS® X13091178 · Winona · L8E 0L1

22Vacant1200-1399 ft²Condo Townhouse1-car Attached55d$462/ft²$4,500 tax/yrBuilt 20233 yrs old

14% below market · regional est. · 55 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to Unit 54 at 40 Zinfandel Drive, a beautifully built 2-bedroom, 2-bathroom townhouse in the desirable Foothills of Winona community. This modern home features a bright, open-concept layout with spacious bedrooms, stylish finishes, and a functional design ideal for both everyday living and entertaining. Enjoy a contemporary kitchen and comfortable living space filled with natural light. Conveniently located just minutes from Winona Crossing Plaza, Costco, Metro, the QEW, and a variety of…

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Property details

MLS#: X13091178
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 1200-1399
Style: 3-Storey
Type: Condo Townhouse
Year built: —

Roof: Shingles

Condo corp #: 643
Balcony: Open
Locker: None
Fees include: None
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Stucco (Plaster) · Porch
Fronting on: —
Cross street: Fifty Rd/Barton
Basement: None
Stories: 1
Utilities: —
Laundry: Sink, Laundry Room
Interior: Carpet Free, ERV/HRV, Storage, Ventilation System, Water Heater
Parking features: Private

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: EXP REALTY

Source: TRREB/PROPTX · MLS® X13091178

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$600K

Unit 54 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $599,999✓ $4,500 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,857/mo

incl. closing costs (yr 1)

Annual total

$58,282

year 1

Mortgage only

$2,276/mo

principal + interest

Beyond mortgage

$1,416/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$120,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$375/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,000/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$9/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $27,315/yr

Property taxes22% $12,975/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $6,000/yr

Condo fees2% $1,332/yr

Closing costs9% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$27,315	$2,276/mo
Government & taxes
Property tax	$4,500	$375/mo
Land transfer tax(closing)	$8,475	$706/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,000	$500/mo
Condo fees
Condo / HOA fees	$1,332	$111/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$58,282	$4,857/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 54

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs