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$630K · 4 bed Detached · 441 - Bunting/Linwell, St. Catharines | MyPropertyScout

$630,000

9 Fitzroy Lane

41 DOM

4241d

Map

DOM 41

↓ $15K

$630,000

↓ $15K

DOM41days

9 Fitzroy Lane

St. Catharines · Ontario L2M 6N6

MLS® X13088216 · 441 - Bunting/Linwell · L2M 6N6

42Vacant700-1100 ft²Detached1-car DetachedPartially Finished41d$700/ft²Lot 50 x 100 ft$4,681 tax/yrPartially Finished

41 days on market

About this home

A charming, well-maintained backsplit, tucked away on a quiet, family-friendly street in a desirable North End St Catharines neighbourhood. Step inside to a bright, open main floor featuring a spacious living room and dining room with large picture windows, an updated kitchen with ample cabinetry and natural light. Luxury vinyl in main living areas (kitchen, living, dining, main bath, primary bedroom). Upstairs you'll find three generously sized bedrooms and a 4-piece bathroom. The 3rd level boa…

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Property details

MLS#: X13088216
Status: Buy Now
Property class: Residential Freehold
Beds: 4
Baths: 2 full, 0 half
Rooms: 8
Kitchens: 1
Size: 700-1100Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Partially Finished
Style: Backsplit 4
Type: Detached
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

PIN: 463030211
Roll / ARN: 262905003118800

Occupancy: Vacant
Washrooms: 4 pc · Second; 3 pc · Third
Family room: Family room
Central vacuum: Central vacuum
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Poured Concrete

Fireplaces: 2

Garage: 1-car Detached
Garage spaces: 1
Parking: 4 total
Lot: 50 × 100
Heating: Forced Air
Heating fuel: Electric
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick, Aluminum Siding
Fronting on: South
Cross street: Beamer and Niagara
Stories: —
Utilities: —
Laundry: —
Interior: Central Vacuum, Auto Garage Door Remote
Parking features: —

Additional listing data

ListAOR: Niagara Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Living Room	4.7m × 3.3m
Main	Kitchen	3m × 3.6m
Main	Dining Room	3m × 2.6m
Second	Bedroom	3m × 4m
Second	Bedroom 2	3m × 3.9m
Second	Bedroom 3	2.5m × 2.8m
Second	Bathroom	3.5m × 2.5m
Third	Family Room	4m × 4.7m
Third	Bathroom	3m × 2.5m
Lower	Utility Room	9.5m × 6.1m

Seller signals

Price movement & seller pressure

↓ $15KPrice reduction

MLS shows the seller reduced the asking price by $15,000 (from $645,000 to $630,000).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: REVEL Realty Inc., Brokerage

Source: TRREB/PROPTX · MLS® X13088216

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$630K

9 Fitzroy Lane · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $630,000✓ $4,681 tax✓ Electric✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,867/mo

incl. closing costs (yr 1)

Annual total

$58,400

year 1

Mortgage only

$2,390/mo

principal + interest

Beyond mortgage

$1,262/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$126,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$390/mo

Utilities

Hydro / electricity$117/mo

≈ $0.13/ft² × ~900 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,300/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,075

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $28,680/yr

Property taxes24% $13,756/yr

Utilities5% $2,964/yr

Insurance & security3% $1,600/yr

Maintenance11% $6,300/yr

Closing costs9% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$28,680	$2,390/mo
Government & taxes
Property tax	$4,681	$390/mo
Land transfer tax(closing)	$9,075	$756/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,404	$117/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,300	$525/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$58,400	$4,867/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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9 Fitzroy Lane

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs