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$999K · 4 bed Duplex · Durand, Hamilton | MyPropertyScout

$999,000

177 Charlton Avenue

61 DOM

4461d

Map

⚡ Insider Deal

DOM 61

↓ $50KPrice Reduced

$999,000

↓ $50K

DOM61days

177 Charlton Avenue

Hamilton · Ontario L8P 2C8

MLS® X13086452 · Durand · L8P 2C8

44TenantOccupied2000-2500 ft²DuplexNoneUnfinished61d$444/ft²Lot 38.8 x 86.3 ft$7,680 tax/yrUnfinished

61 days on market

About this home

177 Charlton Street offers a compelling opportunity in the heart of Durand - a red brick century income property generating a 4.5% cap rate, anchored by a two-level upper residence that feels like a home. Configured as two residential units plus a separate street-level office, the property supports a range of ownership strategies: a straight forward investment, an owner-occupied income property, or a live/work setup with flexibility to adapt over time. Character carries throughout the home, with…

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Property details

MLS#: X13086452
Status: Buy Now
Property class: Residential Freehold
Beds: 4
Baths: 4 full, 0 half
Rooms: 10
Kitchens: 2
Size: 2000-2500Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Unfinished
Style: 2 1/2 Storey
Type: Duplex
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

PIN: 171350249
Roll / ARN: 251802013050070

Occupancy: Tenant Occupied
Washrooms: 2 pc · Main; 3 pc · Main; 2 pc · Second; 4 pc · Third
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Stone

View: Garden

Garage: None
Garage spaces: 0
Parking: 5 total
Lot: 38.75 × 86.25
Heating: Radiant
Heating fuel: Gas
Cooling: Window Unit(s)
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick · Landscaped, Patio, Porch
Fronting on: South
Cross street: Charlton St W and Hess
Stories: —
Utilities: —
Laundry: —
Interior: Storage
Parking features: Front Yard Parking

Rooms

Level	Room	Dimensions
Main	Living Room	4.04m × 6.32m
Main	Kitchen	4.47m × 1.85m
Main	Bedroom	3.23m × 2.49m
Main	Office	4.39m × 3.07m
Second	Kitchen	4.7m × 2.92m
Second	Dining Room	4.65m × 3.38m
Second	Living Room	4.37m × 3.73m
Second	Office	3.23m × 1.96m
Third	Bedroom	5.49m × 3.66m
Third	Bedroom 2	4.47m × 2.49m
Third	Laundry	3.56m × 1.32m

Seller signals

Price movement & seller pressure

↓ $50KPrice reduction

MLS shows the seller reduced the asking price by $50,000 (from $1,049,000 to $999,000).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: CHESTNUT PARK REAL ESTATE LIMITED

Source: TRREB/PROPTX · MLS® X13086452

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$999K

177 Charlton Avenue · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $999,000✓ $7,680 tax✓ Gas✓ 2000-2500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$7,604/mo

incl. closing costs (yr 1)

Annual total

$91,254

year 1

Mortgage only

$3,790/mo

principal + interest

Beyond mortgage

$1,985/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$199,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$640/mo

Utilities

Hydro / electricity$158/mo

≈ $0.07/ft² × ~2,250 ft² · ON avg ~$158/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$16,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $45,479/yr

Property taxes26% $24,135/yr

Utilities5% $4,950/yr

Insurance & security2% $1,600/yr

Maintenance11% $9,990/yr

Closing costs6% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$45,479	$3,790/mo
Government & taxes
Property tax	$7,680	$640/mo
Land transfer tax(closing)	$16,455	$1,371/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,890	$158/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,990	$833/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$91,254	$7,604/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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177 Charlton Avenue

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

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Annual costs