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$490K · 1 bed Condo Apartment · 878 - Sugarloaf, Port Colborne | MyPropertyScout

$490,000

Unit 703

11TenantOccupied

Map

Waterfront

$490,000

A●●●○○

Unit 703

118 West Street · Port Colborne · Ontario L3K 0B9

MLS® X13086076 · 878 - Sugarloaf · L3K 0B9

11TenantOccupied700-799 ft²Condo ApartmentNone$654/ft²$4,677 tax/yrBuilt 20233 yrs old

10% below market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to effortless waterfront living in the heart of downtown Port Colborne! This brand new 1-bedroom condo offers an unbeatable location overlooking the iconic Welland Canal. Step inside to a bright, open-concept design featuring stylish stone countertops, an oversized island, and upgraded cabinetry-perfect for both everyday living and entertaining. Floor-to-ceiling windows in the bedroom fill the space with natural light, while in-suite laundry adds everyday convenience. Step out onto your…

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Property details

MLS#: X13086076
Status: Buy Now
Beds: 1
Baths: 1 full, 0 half
Size: 700-799
Style: Apartment
Type: Condo Apartment
Year built: —

Roof: Membrane
Foundation: Slab
Property features: Beach, Golf, Lake/Pond, Library, Park, Place Of Worship

View: Canal, Clear

Waterfront: Yes
Water view: Unobstructive
Water body: Welland Canal
Water frontage: 101 ft
Shoreline: Other
Waterfront features: Canal Front

Condo corp #: 209
Balcony: Open
Locker: Exclusive
Association amenities: Bike Storage, Communal Waterfront Area, Elevator, Gym, Party Room/Meeting Room, Visitor Parking
Fees include: Common Elements Included, Building Insurance Included, Water Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Other
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Exterior: Brick Front, Stucco (Plaster) · Controlled Entry
Fronting on: —
Cross street: West/Victoria Streets
Basement: None
Stories: 7
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free, Generator - Full, Intercom, Primary Bedroom - Main Floor, Separate Heating Controls, Separate Hydro Meter, Storage, Storage Area Lockers, Water Heater Owned
Parking features: Reserved/Assigned, Surface

Rooms

Level	Room	Dimensions
Main	Living Room	3.17m × 3.66m
Main	Kitchen	2.18m × 3.66m
Main	Other	2.18m × 3.66m
Main	Bedroom	3.73m × 4.27m
Main	Bathroom	1.52m × 3.73m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX NIAGARA REALTY LTD, BROKERAGE

Source: TRREB/PROPTX · MLS® X13086076

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$490K

Unit 703 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $490,000✓ $4,677 tax✓ Electric✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,377/mo

incl. closing costs (yr 1)

Annual total

$52,523

year 1

Mortgage only

$1,859/mo

principal + interest

Beyond mortgage

$1,537/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$98,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$390/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~750 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,900/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$36/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,275

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $22,307/yr

Property taxes21% $10,952/yr

Utilities5% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,900/yr

Condo fees10% $5,204/yr

Closing costs10% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,307	$1,859/mo
Government & taxes
Property tax	$4,677	$390/mo
Land transfer tax(closing)	$6,275	$523/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,900	$408/mo
Condo fees
Condo / HOA fees	$5,204	$434/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$52,523	$4,377/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 703

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs