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$400K · 5 bed Detached · 445 - Facer, St. Catharines | MyPropertyScout

$399,999

62 Currie Street

61 DOM

5361d

Map

⚡ Insider Deal

DOM 61

↓ $50KPrice ReducedFixer Upper

$399,999

↓ $50K

DOM61days

62 Currie Street

St. Catharines · Ontario L2M 5M8

MLS® X13084190 · 445 - Facer · L2M 5M8

53Vacant1500-2000 ft²Detached2-car DetachedUnfinished61d$229/ft²Lot 33.3 x 152.9 ft$2,450 tax/yrUnfinished

61 days on market

About this home

Great Investment opportunity. Extensively renovated duplex with major updates throughout! Features include new roof, fresh stucco exterior, and full new front and back decks (needs finishing). All new windows installed plus brand-new heat pumps on both upper and lower levels. Main floor unit has 3 bedrooms and 2 full bathrooms and upper unit 2 bedrooms with 4 pc. bath. Interior upgrades include new ceramic and hardwood flooring, updated plumbing and electrical, new kitchen cupboards in both unit…

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Property details

MLS#: X13084190
Status: Buy Now
Property class: Residential Freehold
Beds: 5
Baths: 3 full, 0 half
Rooms: 8
Kitchens: 2
Size: 1500-2000Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Unfinished
Style: 2-Storey
Type: Detached
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

PIN: 462820175
Roll / ARN: 262903002000800

Occupancy: Vacant
Washrooms: 3 pc · Main; 4 pc · Main; 4 pc · Second
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Poured Concrete

Garage: 2-car Detached
Garage spaces: 2
Parking: 3 total
Lot: 33.25 × 152.9
Heating: Heat Pump
Heating fuel: Other
Cooling: Other
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Stucco (Plaster), Vinyl Siding
Fronting on: West
Cross street: Facer
Stories: —
Utilities: —
Laundry: —
Interior: Other
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Living Room	3.15m × 3.3m
Main	Kitchen	3.33m × 3.71m
Main	Bedroom	3.13m × 3.53m
Main	Bedroom 2	2.97m × 3.53m
Main	Bedroom 3	3.02m × 3.23m
Upper	Kitchen	4.57m × 5.11m
Upper	Bedroom 4	2.92m × 3.51m
Upper	Bedroom 5	3.38m × 3.3m

Seller signals

Price movement & seller pressure

↓ $50KPrice reduction

MLS shows the seller reduced the asking price by $50,001 (from $450,000 to $399,999).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: iCloud Realty Ltd.

Source: TRREB/PROPTX · MLS® X13084190

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$400K

62 Currie Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $399,999✓ $2,450 tax✓ Other✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,364/mo

incl. closing costs (yr 1)

Annual total

$40,365

year 1

Mortgage only

$1,517/mo

principal + interest

Beyond mortgage

$1,015/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$80,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$204/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo · assumes gas heat

Other$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,000/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)45% $18,210/yr

Property taxes17% $6,925/yr

Utilities11% $4,530/yr

Insurance & security4% $1,600/yr

Maintenance10% $4,000/yr

Closing costs13% $5,100/yr

Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$18,210	$1,517/mo
Government & taxes
Property tax	$2,450	$204/mo
Land transfer tax(closing)	$4,475	$373/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Other	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,000	$333/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$40,365	$3,364/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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62 Currie Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs