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$650K · 3 bed Detached · 3701 - Elmvale Acres, Elmvale Acres and Area | MyPropertyScout

$649,900

873 Smyth Road

61 DOM

3161d

Map

⚡ Insider Deal

DOM 61

↓ $25KPrice Reduced

$649,900

↓ $25K

DOM61days

873 Smyth Road

Elmvale Acres and Area · Ontario K1G 1P4

MLS® X13083488 · 3701 - Elmvale Acres · K1G 1P4

31TenantOccupied1100-1500 ft²Detached1-car DetachedUnfinished61d$500/ft²Lot 50 x 100 ft$3,718 tax/yrUnfinished

61 days on market

About this home

Cute as a button and ideally located, this charming 1.5-storey home offers exceptional affordability as well as walkability to the General, CHEO, transit, and a wide range of nearby amenities. Tucked into a mature, established neighbourhood, it blends comfort, function, and convenience in a way that's hard to find.The traditional yet highly functional layout features two bedrooms and a full bathroom on the upper level, creating a quiet and private retreat away from the main living spaces. On the…

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Property details

MLS#: X13083488
Status: Buy Now
Property class: Residential Freehold
Beds: 3
Baths: 1 full, 0 half
Rooms: 11
Kitchens: 1
Size: 1100-1500Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Unfinished
Style: 1 1/2 Storey
Type: Detached
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

PIN: 042610116
Roll / ARN: 061410560406900

Occupancy: Tenant Occupied
Washrooms: 4 pc · Second
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Block

Garage: 1-car Detached
Garage spaces: 1
Parking: 4 total
Lot: 50 × 100
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: North
Cross street: St Laurent and Smyth
Stories: —
Utilities: —
Laundry: —
Interior: Primary Bedroom - Main Floor
Parking features: Private

Rooms

Room dimensions are not available for this listing.

Seller signals

Price movement & seller pressure

↓ $25KPrice reduction

MLS shows the seller reduced the asking price by $25,100 (from $675,000 to $649,900).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE TEAM REALTY

Source: TRREB/PROPTX · MLS® X13083488

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$650K

873 Smyth Road · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $649,900✓ $3,718 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,011/mo

incl. closing costs (yr 1)

Annual total

$60,128

year 1

Mortgage only

$2,466/mo

principal + interest

Beyond mortgage

$1,297/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$129,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$310/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $29,586/yr

Property taxes22% $13,191/yr

Utilities7% $4,152/yr

Insurance & security3% $1,600/yr

Maintenance11% $6,499/yr

Closing costs8% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$29,586	$2,466/mo
Government & taxes
Property tax	$3,718	$310/mo
Land transfer tax(closing)	$9,473	$789/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,499	$542/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$60,128	$5,011/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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873 Smyth Road

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

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Annual costs