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$475K · 2 bed Condo Apartment · Kirkendall, Hamilton | MyPropertyScout

$475,000

Unit 201

21OwnerOccupied

Map

$475,000

F●●○○○

Unit 201

427 Aberdeen Avenue · Hamilton · Ontario L8P 2S4

MLS® X13081916 · Kirkendall · L8P 2S4

21OwnerOccupied700-799 ft²Condo Apartment1-car Underground$634/ft²$4,116 tax/yr

11% above market · regional est.

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to Urban West at 427 Aberdeen Ave! This beautifully updated 2-bedroom condo offers the perfect blend of comfort and modern style. Freshly painted throughout, the unit features contemporary finishes and a bright, inviting layout that's truly move-in ready. Enjoy a functional open-concept living space, ideal for both relaxing and entertaining.Perfectly situated in one of Hamilton's most desirable neighbourhoods, you're just steps to trendy Locke Street shops, cafés, and restaurants, with n…

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Property details

MLS#: X13081916
Status: Buy Now
Beds: 2
Baths: 1 full, 0 half
Size: 700-799
Style: Apartment
Type: Condo Apartment
Year built: —

Condo corp #: 496
Balcony: Juliette
Locker: Owned
Fees include: Heat Included, Water Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Stucco (Plaster), Brick
Fronting on: —
Cross street: Dundurn / Aberdeen
Basement: None
Stories: 3
Utilities: —
Laundry: Ensuite
Interior: Carpet Free
Parking features: —

Rooms

Level	Room	Dimensions
Flat	Living Room	4.07m × 4.21m
Flat	Kitchen	2.74m × 2.83m
Flat	Primary Bedroom	3.04m × 3.5m
Flat	Bedroom 2	2.71m × 3.07m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX CROSSROADS REALTY INC.

Source: TRREB/PROPTX · MLS® X13081916

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$475K

Unit 201 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $475,000✓ $4,116 tax✓ Gas✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,491/mo

incl. closing costs (yr 1)

Annual total

$53,891

year 1

Mortgage only

$1,802/mo

principal + interest

Beyond mortgage

$1,733/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$95,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$343/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,750/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$47/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,975

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $21,624/yr

Property taxes19% $10,091/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,750/yr

Condo fees13% $6,766/yr

Closing costs9% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$21,624	$1,802/mo
Government & taxes
Property tax	$4,116	$343/mo
Land transfer tax(closing)	$5,975	$498/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,750	$396/mo
Condo fees
Condo / HOA fees	$6,766	$564/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$53,891	$4,491/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 201

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs