$690K · 3 bed Condo Townhouse · Pineridge/Westminster Woods, Guelph

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About this home

Welcome to 91 Lambeth Way, a beautifully maintained two-storey townhome located in Guelph's highly desirable south end. Thoughtfully designed for everyday living, the open-concept main floor offers a functional layout that seamlessly connects the kitchen, dining area, and bright living room-perfect for both entertaining and relaxing at home. The kitchen features stainless steel appliances and ample workspace, while hardwood flooring adds warmth and character throughout the living area. A conveni…

Property details

MLS#

X13077646

Status

Buy Now

Beds

Baths

3 full, 0 half

Size

1200-1399

Style

2-Storey

Type

Condo Townhouse

Year built

—

Roof: Shingles
Foundation: Unknown
Property features: Greenbelt/Conservation, Library, Park, School Bus Route, School

Condo corp #: 171
Balcony: None
Locker: None
Association amenities: BBQs Allowed, Visitor Parking
Fees include: Building Insurance Included, Common Elements Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Wood · Lawn Sprinkler System
Fronting on: —
Cross street: Colonial Dr and Lambeth Way
Basement: Full, Finished
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Auto Garage Door Remote, Sump Pump, Water Heater, Water Meter, Water Softener
Parking features: Private

Rooms

Level	Room	Dimensions
Main	Bathroom	1.4m × 1.5m
Main	Dining Room	2.9m × 2.81m
Main	Kitchen	2.79m × 2.46m
Main	Living Room	3.09m × 5.26m
Second	Bathroom	1.56m × 2.58m
Second	Bedroom	4.4m × 2.58m
Second	Bedroom	3.33m × 2.6m
Second	Primary Bedroom	4.42m × 5.28m
Basement	Bathroom	2.38m × 1.54m
Basement	Recreation	3.64m × 5.06m
Basement	Utility Room	3.33m × 2.4m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $689,999✓ $4,445 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,575/mo

incl. closing costs (yr 1)

Annual total

$66,896

year 1

Mortgage only

$2,618/mo

principal + interest

Beyond mortgage

$1,642/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$138,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$370/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,900/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$22/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$10,275

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $31,412/yr

Property taxes22% $14,720/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $6,900/yr

Condo fees5% $3,204/yr

Closing costs8% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$31,412	$2,618/mo
Government & taxes
Property tax	$4,445	$370/mo
Land transfer tax(closing)	$10,275	$856/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,900	$575/mo
Condo fees
Condo / HOA fees	$3,204	$267/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$66,896	$5,575/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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91 Lambeth Way

About this home

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Property details

Rooms

Sales History

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Annual costs