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$450K · 2 bed Condo Apartment · Baxter, Georgian Bay | MyPropertyScout

$449,900

Villa's of Oak Bay Golf & Marina Community

22OwnerOccupied

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$449,900

B●●○○○

Villa's of Oak Bay Golf & Marina Community

3 Mulligan Lane · Georgian Bay · Ontario L0K 1S0

MLS® X13074914 · Baxter · L0K 1S0

22OwnerOccupied1000-1199 ft²Condo Apartment1-car Attached$409/ft²$1,834 tax/yrBuilt 201313 yrs old

3% below market · regional est.

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Visit REALTOR website for additional information. Escape to beautiful Muskoka's Georgian Bay, surrounded by Oak Bay Golf Course, one of the most picturesque in Ontario, complimented with our own private Marina, this community has a stunning atmosphere, two minutes off Hwy 400, near Port Severn. Just imagine, a round of golf in the morning and boating in the afternoon on Georgian Bay, all minutes from your front door. No traffic congestion to deal with , just easy carefree living! This Villa has…

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Property details

MLS#: X13074914
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 1000-1199
Style: 2-Storey
Type: Condo Apartment
Year built: —

Property features: Golf, Marina, Waterfront, Wooded/Treed

Water view: Partially Obstructive
Water body: Georgian Bay
Waterfront features: Boat Slip, Trent System

Building name: Villa's of Oak Bay Golf & Marina Community
Condo corp #: 79
Balcony: Open
Locker: None
Association amenities: BBQs Allowed, Communal Waterfront Area, Outdoor Pool, Private Marina, Visitor Parking
Fees include: Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 3 total
Heating: Forced Air
Heating fuel: Propane
Cooling: Central Air
Fireplaces: —
Exterior: Vinyl Siding, Wood · Deck, Landscaped, Lawn Sprinkler System, Year Round Living
Fronting on: —
Cross street: Links Trail- Mulligan Lane
Basement: None
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Auto Garage Door Remote, Carpet Free, On Demand Water Heater, Primary Bedroom - Main Floor, Propane Tank, Upgraded Insulation
Parking features: Inside Entry

Rooms

Level	Room	Dimensions
Second	Primary Bedroom	3.14m × 3.85m
Second	Bedroom	3.9m × 2.47m
Second	Great Room	3.23m × 5.7m
Second	Kitchen	2.43m × 2.62m
Second	Breakfast	2.13m × 3.1m
Main	Other	3.08m × 6.28m
Second	Other	3.6m × 3.82m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: PG DIRECT REALTY LTD.

Source: TRREB/PROPTX · MLS® X13074914

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$450K

Villa's of Oak Bay Golf & Marina Community · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $449,900✓ $1,834 tax✓ Propane✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,079/mo

incl. closing costs (yr 1)

Annual total

$48,951

year 1

Mortgage only

$1,707/mo

principal + interest

Beyond mortgage

$1,458/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$89,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$153/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Propane$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$42/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $20,481/yr

Property taxes15% $7,307/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,499/yr

Condo fees12% $6,004/yr

Closing costs10% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,481	$1,707/mo
Government & taxes
Property tax	$1,834	$153/mo
Land transfer tax(closing)	$5,473	$456/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Propane	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,499	$375/mo
Condo fees
Condo / HOA fees	$6,004	$500/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$48,951	$4,079/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Villa's of Oak Bay Golf & Marina Community

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs