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$315K · 2 bed Condo Apartment · 35 - East Gardiners Rd, Kingston | MyPropertyScout

$315,000

Unit 203

21TenantOccupied

Map

$315,000

C●●●○○

Unit 203

573 Armstrong Road · Kingston · Ontario K7M 8J8

MLS® X13074112 · 35 - East Gardiners Rd · K7M 8J8

21TenantOccupied700-799 ft²Condo ApartmentNone$420/ft²Lot 3.585$2,164 tax/yr

5% above market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Imagine coming home to a beautifully refreshed 2-bedroom, 1-bathroom condo that feels bright, modern, and effortlessly comfortable. This second-floor unit at 573 Armstrong Road has undergone a full transformation, delivering a clean, contemporary living space that's ready for you to enjoy from day one. The showpiece is the sleek new custom kitchen, complete with premium stainless steel appliances, beautiful countertops, soft-close cabinets and upgraded electrical details. A handy pass-through wi…

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Property details

MLS#: X13074112
Status: Buy Now
Beds: 2
Baths: 1 full, 0 half
Size: 700-799
Style: Apartment
Type: Condo Apartment
Year built: —

Condo corp #: 13
Balcony: Open
Locker: None
Fees include: Water Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Baseboard
Heating fuel: Electric
Cooling: None
Fireplaces: —
Waterfront: No
Exterior: Brick Veneer
Fronting on: —
Cross street: Bath and Armstrong
Basement: None
Stories: 2
Utilities: —
Laundry: In Building
Interior: None
Parking features: —

Rooms

Level	Room	Dimensions
Main	Living Room	3.58m × 5.4m
Main	Kitchen	2.38m × 2.33m
Main	Bedroom	2.73m × 4.45m
Main	Bedroom 2	2.6m × 4.45m
Main	Office	2.73m × 2.55m
Main	Bathroom	2.58m × 2.23m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: CENTURY 21 HERITAGE GROUP LTD., BROKERAGE

Source: TRREB/PROPTX · MLS® X13074112

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$315K

Unit 203 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $315,000✓ $2,164 tax✓ Electric✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,053/mo

incl. closing costs (yr 1)

Annual total

$36,636

year 1

Mortgage only

$1,195/mo

principal + interest

Beyond mortgage

$1,133/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$63,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$180/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~750 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,150/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$32/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,200

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)39% $14,340/yr

Property taxes15% $5,364/yr

Utilities7% $2,460/yr

Insurance & security4% $1,600/yr

Maintenance9% $3,150/yr

Condo fees13% $4,623/yr

Closing costs14% $5,100/yr

Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$14,340	$1,195/mo
Government & taxes
Property tax	$2,164	$180/mo
Land transfer tax(closing)	$3,200	$267/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,150	$263/mo
Condo fees
Condo / HOA fees	$4,623	$385/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$36,636	$3,053/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 203

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs