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$440K · 2 bed Condo Townhouse · Kitchener | MyPropertyScout

$439,900

Unit 19A

22OwnerOccupied

Map

$439,900

A●●○○○

Unit 19A

1430 Highland Road · Kitchener · Ontario N2N 0C3

MLS® X13073698 · N2N 0C3

22OwnerOccupied1400-1599 ft²Condo Townhouse1-car Underground$293/ft²$3,527 tax/yrBuilt 20188 yrs old

15% below market · regional est.

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Looking for low maintenance living but don't want to be confined to a box like traditional condo living with minimal outdoor space??? Than this multi level townhome style condo is the right fit for you offering up 1400 sq feet of living space with 2 BALCONIES AND A ROOF TOP TERRACE! Not only that but this large 2 bedroom, 2 bath top unit stacked townhome boasts LOW MONTHLY FEES of just $190. The carpet free main floor is an open concept layout with granite countertops and stainless steel applian…

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Property details

MLS#: X13073698
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 1400-1599
Style: 3-Storey
Type: Condo Townhouse
Year built: —

Condo corp #: 639
Balcony: Terrace
Locker: None
Fees include: Building Insurance Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick Veneer, Concrete
Fronting on: —
Cross street: Ira Needles
Basement: None
Stories: 2
Utilities: —
Laundry: In-Suite Laundry
Interior: Storage, Water Heater
Parking features: —

Rooms

Level	Room	Dimensions
Main	Kitchen	2.42m × 2.9m
Main	Living Room	2.93m × 2.9m
Main	Bathroom	2m × 1.1m
Main	Dining Room	3.75m × 4m
Second	Bedroom	2.51m × 3.57m
Second	Primary Bedroom	2.74m × 4.32m
Second	Bathroom	1.66m × 2.41m
Second	Laundry	1.2m × 1.2m
Third	Furnace Room	2.93m × 2.05m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX TWIN CITY REALTY INC.

Source: TRREB/PROPTX · MLS® X13073698

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$440K

Unit 19A · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $439,900✓ $3,527 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,847/mo

incl. closing costs (yr 1)

Annual total

$46,165

year 1

Mortgage only

$1,669/mo

principal + interest

Beyond mortgage

$1,281/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$87,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$294/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,399/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$16/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,273

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $20,026/yr

Property taxes19% $8,800/yr

Utilities9% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $4,399/yr

Condo fees5% $2,280/yr

Closing costs11% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,026	$1,669/mo
Government & taxes
Property tax	$3,527	$294/mo
Land transfer tax(closing)	$5,273	$439/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,399	$367/mo
Condo fees
Condo / HOA fees	$2,280	$190/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$46,165	$3,847/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 19A

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs