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$479K · 3 bed Condo Townhouse · 443 - Lakeport, St. Catharines | MyPropertyScout

$479,000

Unit 64

59 DOM

3359d

Map

⚡ Insider Deal

DOM 59

↓ $16,000Price Reduced

$479,000

F●●●○○DOM59days

Unit 64

77 Linwell Road · St. Catharines · Ontario L2N 6R1

MLS® X13073576 · 443 - Lakeport · L2N 6R1

33OwnerOccupied1200-1399 ft²Condo TownhouseNone59d$369/ft²$3,179 tax/yr

24% above market · 59 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to this beautifully updated 3-bedroom, 3-bathroom condo in one of St. Catharines' most sought-after north-end communities. Offering a rare combination of space, style, and functionality, this move-in-ready home features modern updates throughout, including a new furnace and central air (2025) for added comfort and peace of mind.The bright main level offers generous living and dining areas, an updated kitchen, and comfortable everyday living space. Upstairs you'll find three spacious bedr…

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Property details

MLS#: X13073576
Status: Conditionally Sold
Beds: 3
Baths: 3 full, 0 half
Size: 1200-1399
Style: 2-Storey
Type: Condo Townhouse
Year built: —

Condo corp #: 11
Balcony: None
Locker: None
Fees include: Water Included, Parking Included, Building Insurance Included, Cable TV Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Vinyl Siding
Fronting on: —
Cross street: Ontario St
Basement: Partial Basement
Stories: 1
Utilities: —
Laundry: In Basement
Interior: Floor Drain
Parking features: —

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE NRC REALTY

Source: TRREB/PROPTX · MLS® X13073576

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$479K

Unit 64 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $479,000✓ $3,179 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,324/mo

incl. closing costs (yr 1)

Annual total

$51,890

year 1

Mortgage only

$1,817/mo

principal + interest

Beyond mortgage

$1,544/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$95,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$265/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,790/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$38/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,055

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $21,806/yr

Property taxes18% $9,234/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,790/yr

Condo fees10% $5,400/yr

Closing costs10% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$21,806	$1,817/mo
Government & taxes
Property tax	$3,179	$265/mo
Land transfer tax(closing)	$6,055	$505/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,790	$399/mo
Condo fees
Condo / HOA fees	$5,400	$450/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$51,890	$4,324/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 64

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs