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$400K · 2 bed Condo Apartment · Kortright West, Guelph | MyPropertyScout

$400,000

Unit 507

60 DOM

2260d

Map

DOM 60

$400,000

A●●○○○DOM60days

Unit 507

8 Christopher Court · Guelph · Ontario N1G 4N7

MLS® X13069378 · Kortright West · N1G 4N7

22OwnerOccupied1000-1199 ft²Condo ApartmentNone60d$364/ft²$2,656 tax/yrBuilt 198541 yrs old

16% below market · regional est. · 60 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

If you're looking for a good sized 2-bedroom condo that doesn't feel like a shoebox, this is the one. It's tucked away at the end of a quiet cul-de-sac near Stone Road Mall, meaning you're close to the University and the Hanlon Parkway.The layout is actually sensible. You get two full bathrooms-so no morning stalemates over the sink-and the primary bedroom has a walk-in closet big enough to actually fit your clothes. It's bright, open, and has enough square footage that you won't feel like you'r…

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Property details

MLS#: X13069378
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 1000-1199
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —

Roof: Unknown
Foundation: Concrete

View: City

Condo corp #: 47
Balcony: Open
Locker: Owned
Association amenities: Elevator, Exercise Room, Party Room/Meeting Room, Sauna, Visitor Parking
Fees include: Water Included, Parking Included, Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Baseboard
Heating fuel: Electric
Cooling: Wall Unit(s)
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Stone Rd/Scottsdale
Basement: None
Stories: 5
Utilities: —
Laundry: In-Suite Laundry
Interior: Bar Fridge, Water Heater Owned, Water Softener, Sauna, Primary Bedroom - Main Floor
Parking features: —

Additional listing data

ListAOR: One Point Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Living Room	4.46m × 6.68m
Main	Bedroom	5.99m × 3.38m
Main	Bedroom 2	4.76m × 3.16m
Main	Dining Room	4.19m × 3.06m
Main	Kitchen	2.55m × 2.29m
Main	Foyer	1.57m × 3.44m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Royal LePage Royal City Realty

Source: TRREB/PROPTX · MLS® X13069378

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$400K

Unit 507 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $400,000✓ $2,656 tax✓ Electric✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,039/mo

incl. closing costs (yr 1)

Annual total

$48,473

year 1

Mortgage only

$1,517/mo

principal + interest

Beyond mortgage

$1,691/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$80,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$221/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,100 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,000/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$69/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)38% $18,210/yr

Property taxes15% $7,131/yr

Utilities5% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance8% $4,000/yr

Condo fees21% $9,972/yr

Closing costs11% $5,100/yr

Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$18,210	$1,517/mo
Government & taxes
Property tax	$2,656	$221/mo
Land transfer tax(closing)	$4,475	$373/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,000	$333/mo
Condo fees
Condo / HOA fees	$9,972	$831/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$48,473	$4,039/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 507

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs