$1.20M · 2+1 bed Condo Townhouse · Pineridge/Westminster Woods, Guelph

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About this home

Welcome to 20-255 Summerfield Drive - a rare executive townhome in the heart of South Guelph, where luxury meets low-maintenance living. Custom-built by Thomasfield Homes, this one-of-a-kind residence offers over 2,700 sq. ft. of beautifully finished space, complete with a private elevator for ultimate convenience. A spacious foyer welcomes you in, with the option to take the elevator or stairs to the main level. Upstairs, the open-concept design is both functional and elegant, featuring a chef-…

Property details

MLS#

X13068278

Status

Buy Now

Beds

2+1

Baths

3 full, 0 half

Size

2500-2749

Style

Apartment

Type

Condo Townhouse

Year built

—

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Golf, Library, Place Of Worship, Public Transit, School

Fireplace features: Living Room, Natural Gas

Condo corp #: 159
Balcony: Terrace
Locker: None
Association amenities: Visitor Parking
Fees include: Building Insurance Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: 2-car Attached
Garage spaces: 2
Parking: 4 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Stone, Stucco (Plaster)
Fronting on: —
Cross street: Victoria Rd South
Basement: Separate Entrance, Finished
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Central Vacuum
Parking features: —

Rooms

Level	Room	Dimensions
Main	Foyer	2.71m × 3.04m
Second	Bathroom	2.38m × 3.46m
Second	Bathroom	3.27m × 3.81m
Second	Bedroom	3.65m × 4.64m
Second	Breakfast	3.8m × 2.27m
Second	Dining Room	4.02m × 3.96m
Second	Family Room	5.26m × 2.78m
Second	Laundry	2.2m × 1.71m
Second	Living Room	9.75m × 5.59m
Second	Bedroom	4.35m × 6.25m
Second	Other	2.5m × 2.42m
Second	Other	1.7m × 4.59m
Basement	Bathroom	2.71m × 1.72m
Basement	Bedroom	3.96m × 4.05m
Basement	Cold Room/Cantina	2.66m × 2.53m
Basement	Recreation	4.69m × 7.69m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,195,000✓ $7,786 tax✓ Gas✓ 2500-2749 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$9,599/mo

incl. closing costs (yr 1)

Annual total

$115,192

year 1

Mortgage only

$4,533/mo

principal + interest

Beyond mortgage

$2,910/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$239,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$649/mo

Utilities

Hydro / electricity$101/mo

≈ $0.07/ft² × ~2,625 ft² · ON avg ~$101/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$11,950/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$67/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$20,375

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $54,402/yr

Property taxes24% $28,161/yr

Utilities4% $4,273/yr

Insurance & security1% $1,600/yr

Maintenance10% $11,950/yr

Condo fees8% $9,706/yr

Closing costs4% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$54,402	$4,533/mo
Government & taxes
Property tax	$7,786	$649/mo
Land transfer tax(closing)	$20,375	$1,698/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,213	$101/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$11,950	$996/mo
Condo fees
Condo / HOA fees	$9,706	$809/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$115,192	$9,599/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Property details

Rooms

Sales History

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Annual costs