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$440K · 2 bed Condo Apartment · Owen Sound, Owen Sound | MyPropertyScout

$439,900

Unit 505

21OwnerOccupied

Map

$439,900

B●●○○○

Unit 505

1717 2nd Avenue · Owen Sound · Ontario N4K 6V4

MLS® X13066892 · Owen Sound · N4K 6V4

21OwnerOccupied1000-1199 ft²Condo ApartmentNone$400/ft²$3,438 tax/yrBuilt 198541 yrs old

4% below market · regional est.

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to 1717 2nd Avenue East, Unit 505 - a bright and spacious 2-bedroom plus den corner suite in one of Owen Sound's most sought-after boutique condominium buildings. Ideally located just steps from the waterfront, scenic walking and biking trails, parks, gardens, playgrounds, Kelso Beach, and local art galleries, this home combines convenience with a vibrant lifestyle. Inside, the open-concept layout is brimming with natural light from expansive corner windows. Elegant wainscoting and low-m…

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Property details

MLS#: X13066892
Status: Buy Now
Beds: 2
Baths: 1 full, 0 half
Size: 1000-1199
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —

Roof: Flat, Membrane
Property features: Rec./Commun.Centre, School, Clear View, Hospital

Fireplace features: Electric

Condo corp #: 58
Balcony: None
Locker: Exclusive
Association amenities: Elevator, Rooftop Deck/Garden, Visitor Parking
Fees include: Building Insurance Included, Parking Included, Water Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 2 total
Heating: Forced Air
Heating fuel: Electric
Cooling: Central Air
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: 17th St E
Basement: None
Stories: 5
Utilities: —
Laundry: In-Suite Laundry
Interior: Water Heater
Parking features: —

Rooms

Level	Room	Dimensions
Main	Foyer	1.17m × 2.54m
Main	Kitchen	4.14m × 2.72m
Main	Dining Room	5.46m × 1.78m
Main	Living Room	4.65m × 2.79m
Main	Bedroom	3.15m × 3.35m
Main	Primary Bedroom	3.4m × 3.35m
Main	Den	2.62m × 2.97m
Main	Bathroom	2.06m × 2.44m
Main	Laundry	1.91m × 1.19m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: REAL BROKER ONTARIO LTD.

Source: TRREB/PROPTX · MLS® X13066892

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$440K

Unit 505 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $439,900✓ $3,438 tax✓ Electric✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,889/mo

incl. closing costs (yr 1)

Annual total

$46,663

year 1

Mortgage only

$1,669/mo

principal + interest

Beyond mortgage

$1,322/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$87,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$287/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,100 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,399/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$30/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,273

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $20,026/yr

Property taxes19% $8,711/yr

Utilities5% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,399/yr

Condo fees9% $4,367/yr

Closing costs11% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,026	$1,669/mo
Government & taxes
Property tax	$3,438	$287/mo
Land transfer tax(closing)	$5,273	$439/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,399	$367/mo
Condo fees
Condo / HOA fees	$4,367	$364/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$46,663	$3,889/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 505

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs