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$520K · 3+2 bed Detached · 444 - Carlton/Bunting, St. Catharines | MyPropertyScout

$519,900

38 Roehampton Drive

65 DOM

3+2365d

Map

⚡ Insider Deal

DOM 65

↓ $20KPrice Reduced

$519,900

↓ $20K

DOM65days

38 Roehampton Drive

St. Catharines · Ontario L2M 7K7

MLS® X13066370 · 444 - Carlton/Bunting · L2M 7K7

3+23OwnerOccupied700-1100 ft²DetachedNoneFinished, Separate Entrance65d$578/ft²Lot 50 x 100 ft$3,905 tax/yrFinished, Separate Entrance

65 days on market

About this home

This family friendly and well-maintained bungalow features 3+2 bedrooms, 1.5 bathrooms and is located in the more desirable North-end St. Catharines. This home is ideal for families or investors seeking versatility and value. Located on a quiet street with a 50' x 100' lot, this carpet-free bungalow features a bright eat-in kitchen, well laid-out living room & dining room areas with updated laminate floors and 3 main floor bedrooms with hardwood. The finished basement includes a separate entranc…

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Property details

MLS#: X13066370
Status: Buy Now
Property class: Residential Freehold
Beds: 3+2
Baths: 3 full, 0 half
Rooms: 12
Kitchens: 1
Size: 700-1100Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Finished, Separate Entrance
Style: Bungalow
Type: Detached
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

PIN: 463150115
Roll / ARN: 262903002619600

Occupancy: Owner Occupied
Washrooms: 4 pc · Main; 2 pc · Basement
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Poured Concrete

Fireplace features: Natural Gas

Garage: None
Garage spaces: 0
Parking: 3 total
Lot: 50 × 100
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: West
Cross street: Carlton Street & Grantham Ave
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free, In-Law Capability, Primary Bedroom - Main Floor
Parking features: Private Triple

Rooms

Level	Room	Dimensions
Main	Kitchen	2.92m × 3.84m
Main	Living Room	3.15m × 5.21m
Main	Dining Room	2.44m × 3.18m
Main	Bedroom	2.41m × 3.18m
Main	Bedroom 2	3.35m × 3.18m
Main	Bedroom 3	2.54m × 3.18m
Basement	Den	3.07m × 7.92m
Basement	Bedroom 4	3.23m × 3.3m
Basement	Bedroom 5	2.51m × 3.18m
Basement	Laundry	—

Seller signals

Price movement & seller pressure

↓ $20KPrice reduction

MLS shows the seller reduced the asking price by $20,000 (from $539,900 to $519,900).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX NIAGARA REALTY LTD, BROKERAGE

Source: TRREB/PROPTX · MLS® X13066370

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$520K

38 Roehampton Drive · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $519,900✓ $3,905 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,192/mo

incl. closing costs (yr 1)

Annual total

$50,305

year 1

Mortgage only

$1,972/mo

principal + interest

Beyond mortgage

$1,189/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$103,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$325/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,199/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,873

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $23,668/yr

Property taxes21% $10,778/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,199/yr

Closing costs10% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$23,668	$1,972/mo
Government & taxes
Property tax	$3,905	$325/mo
Land transfer tax(closing)	$6,873	$573/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,199	$433/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$50,305	$4,192/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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38 Roehampton Drive

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

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Annual costs