$1.49M · 6 bed Detached Condo · Franklin, Barrie

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About this home

Experience The Pinnacle Of Muskoka Luxury At Northern Lights, An Exclusive Enclave Where Refined Craftsmanship Meets The Wild Beauty Of Huntsville. This Architectural Masterpiece Spans 5,000 Sq. Ft. Of Sophisticated Living Space, Defined By Soaring Timber Frame Beams And A Magnificent Floor-To-Ceiling Stone Fireplace That Captures The Essence Of Elegant Cottage Living. Set On A Sprawling 1.5-Acre Private Lot, This Six-Bedroom Retreat Is A Masterclass In Design. The Gourmet Kitchen Boasts Premium…

Property details

MLS#

X13065240

Status

Buy Now

Beds

Baths

4 full, 0 half

Size

3250-3499

Style

Bungaloft

Type

Detached Condo

Year built

—

Property features: Lake/Pond

Condo corp #: 101
Balcony: Open
Locker: None
Association amenities: Club House, Outdoor Pool, BBQs Allowed, Community BBQ, Party Room/Meeting Room, Other
Fees include: Common Elements Included
Pets: Yes-with Restrictions

Garage: 2-car Attached
Garage spaces: 2
Parking: 10 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Other, Stone
Fronting on: —
Cross street: Hwy 60 & Echo Hills Rd
Basement: Finished
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: Air Exchanger, ERV/HRV, Floor Drain, Generator - Full, On Demand Water Heater, Storage, Sump Pump, Water Softener
Parking features: Private

Rooms

Level	Room	Dimensions
Main	Living Room	6.6m × 4.78m
Main	Dining Room	5.02m × 3.11m
Main	Kitchen	5.48m × 4.01m
Main	Laundry	2.38m × 4.01m
Main	Primary Bedroom	7.01m × 4.26m
Main	Bedroom 2	3.95m × 4.36m
Upper	Bedroom 3	4.51m × 3.61m
Upper	Bedroom 4	5.06m × 4.06m
Upper	Sitting	2.89m × 2.84m
Lower	Bedroom 5	3.54m × 3.93m
Lower	Bedroom	4.9m × 3.93m
Lower	Recreation	11.6m × 7.79m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,488,000✓ $4,295 tax✓ Gas✓ 3250-3499 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$10,547/mo

incl. closing costs (yr 1)

Annual total

$126,569

year 1

Mortgage only

$5,645/mo

principal + interest

Beyond mortgage

$2,258/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$297,600

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$358/mo

Utilities

Hydro / electricity$130/mo

≈ $0.07/ft² × ~3,375 ft² · ON avg ~$130/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$14,880/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$15/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$26,235

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)54% $67,740/yr

Property taxes24% $30,530/yr

Utilities4% $4,619/yr

Insurance & security1% $1,600/yr

Maintenance12% $14,880/yr

Condo fees2% $2,100/yr

Closing costs4% $5,100/yr

Mortgage is 54% of your true cost of ownership. The other 46% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$67,740	$5,645/mo
Government & taxes
Property tax	$4,295	$358/mo
Land transfer tax(closing)	$26,235	$2,186/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,559	$130/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$14,880	$1,240/mo
Condo fees
Condo / HOA fees	$2,100	$175/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$126,569	$10,547/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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1078 Echo Hills

About this home

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Property details

Rooms

Sales History

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Annual costs