$350K · 0+2 bed Condo Townhouse · 2009 - Chapel Hill, Orleans - Convent Glen and Area

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About this home

Tastefully updated 2 bedroom, 2 bath lower level terrace home just steps to shops, restaurants, transit, and the upcoming LRT, offering unbeatable convenience for everyday living and commuting. This bright and functional layout features a large eat in kitchen with updated cabinetry, quartz countertops, a perfect choice for first time home buyers or investors looking for turnkey value. The spacious living room showcases elegant hardwood flooring, a cozy gas fireplace, and direct access to your pr…

Property details

MLS#

X13064028

Status

Buy Now

Beds

0+2

Baths

2 full, 0 half

Size

900-999

Style

2-Storey

Type

Condo Townhouse

Year built

—

Fireplace features: Natural Gas

Condo corp #: 568
Balcony: Open
Locker: None
Fees include: Water Included, Building Insurance Included, Parking Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Aluminum Siding, Brick
Fronting on: —
Cross street: Jeanne D'arc and Henri Lauzon
Basement: Finished, Full
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: None
Parking features: —

Level	Room	Dimensions
Main	Bathroom	1.51m × 1.38m
Main	Dining Room	1.56m × 1.89m
Main	Kitchen	4.08m × 3.07m
Main	Living Room	5.44m × 4.19m
Lower	Bathroom	2.25m × 2.03m
Lower	Bedroom 2	3.92m × 3.5m
Lower	Primary Bedroom	3.92m × 3.52m
Lower	Utility Room	2.17m × 2.03m

Level

Room

Dimensions

Main

Bathroom

1.51m × 1.38m

Main

Dining Room

1.56m × 1.89m

Main

Kitchen

4.08m × 3.07m

Main

Living Room

5.44m × 4.19m

Lower

Bathroom

2.25m × 2.03m

Lower

Bedroom 2

3.92m × 3.5m

Lower

Primary Bedroom

3.92m × 3.52m

Lower

Utility Room

2.17m × 2.03m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $349,900✓ $2,174 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,453/mo

incl. closing costs (yr 1)

Annual total

$41,434

year 1

Mortgage only

$1,327/mo

principal + interest

Beyond mortgage

$1,357/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$69,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$181/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$38/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,724

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)38% $15,929/yr

Property taxes14% $5,898/yr

Utilities10% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance8% $3,499/yr

Condo fees13% $5,448/yr

Closing costs12% $5,100/yr

Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$15,929	$1,327/mo
Government & taxes
Property tax	$2,174	$181/mo
Land transfer tax(closing)	$3,724	$310/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,499	$292/mo
Condo fees
Condo / HOA fees	$5,448	$454/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$41,434	$3,453/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs