$375K · 3 bed Condo Townhouse · East N, London East

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About this home

Client RemarksBeautifully cared for end-unit townhouse in a sought-after, well-kept complex. This two-storey home offers a bright and airy main living space filled with natural light, along with a generous kitchen featuring stainless steel appliances and direct access to a private patio-perfect for relaxing or entertaining. Upstairs offers three good-sized bedrooms, all with built-in closet organizers, making storage easy and practical. You'll also find a cozy lower-level family room with a gas…

Property details

MLS#

X13063830

Status

Conditionally Sold

Beds

Baths

2 full, 0 half

Size

1200-1399

Style

2-Storey

Type

Condo Townhouse

Year built

—

Property features: Fenced Yard, Park, Public Transit, Terraced

Fireplace features: Natural Gas

Condo corp #: 363
Balcony: None
Locker: None
Fees include: Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick, Vinyl Siding
Fronting on: —
Cross street: Burslem and Hale
Basement: Finished
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Water Heater Owned
Parking features: Private

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $374,900✓ $2,163 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,486/mo

incl. closing costs (yr 1)

Annual total

$41,827

year 1

Mortgage only

$1,422/mo

principal + interest

Beyond mortgage

$1,263/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$74,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$180/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,749/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$28/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,099

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $17,067/yr

Property taxes15% $6,262/yr

Utilities9% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance9% $3,749/yr

Condo fees10% $4,089/yr

Closing costs12% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$17,067	$1,422/mo
Government & taxes
Property tax	$2,163	$180/mo
Land transfer tax(closing)	$4,099	$342/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,749	$312/mo
Condo fees
Condo / HOA fees	$4,089	$341/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$41,827	$3,486/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 1 40 Burslem

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Annual costs