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$550K · 3 bed Detached · East H, London East | MyPropertyScout

$549,900

1581 Borden Street

66 DOM

3266d

Map

⚡ Insider Deal

DOM 66

↓ $25KPrice Reduced

$549,900

↓ $25K

DOM66days

1581 Borden Street

London East · Ontario N5W 2P9

MLS® X13061928 · East H · N5W 2P9

32Vacant700-1100 ft²Detached2-car DetachedCrawl Space66d$611/ft²Lot 54.5 x 108 ft$3,319 tax/yrBuilt 195175 yrs oldCrawl Space

66 days on market

About this home

Nestled on a mature tree lined street and walking distance to Kiwanis Park, this 3 level side split offers generous family living space. Spacious living room, has a huge front window and corner fireplace. The eat in kitchen and dining room area offers plenty of counter space and 10 ft built in cabinets. Upper level includes 3 bedrooms with hardwood floors, a 4-piece bath and large linen closet. Lower level family room is carpeted with character brick wall and built in bookshelves. Lower bath in…

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Property details

MLS#: X13061928
Status: Buy Now
Property class: Residential Freehold
Beds: 3
Baths: 2 full, 0 half
Rooms: 8
Kitchens: 1
Size: 700-1100Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Crawl Space
Style: Backsplit 3
Type: Detached
Year built: 1951

PIN: 081110068
Roll / ARN: 393604005006200
Plan: 793

Occupancy: Vacant
Washrooms: 4 pc · Second; 3 pc · Lower
Family room: Family room
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Block
Property features: Public Transit, Rec./Commun.Centre, Fenced Yard

Garage: 2-car Detached
Garage spaces: 2
Parking: 8 total
Lot: 54.48 × 108
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Aluminum Siding, Brick · Landscaped, Patio, Porch
Fronting on: South
Cross street: Spruce/Kiwanis Park Dr
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote
Parking features: Lane, Private

Additional listing data

ListAOR: London and St. Thomas Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Living Room	3.71m × 6.4m
Main	Kitchen	3.35m × 5.18m
Upper	Bedroom	2.77m × 2.74m
Upper	Bedroom	4.08m × 2.74m
Upper	Bedroom	2.49m × 3.13m
Lower	Family Room	3.04m × 3.93m

Seller signals

Price movement & seller pressure

↓ $25KPrice reduction

MLS shows the seller reduced the asking price by $25,000 (from $574,900 to $549,900).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: SUTTON GROUP - SELECT REALTY

Source: TRREB/PROPTX · MLS® X13061928

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$550K

1581 Borden Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $549,900✓ $3,319 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,332/mo

incl. closing costs (yr 1)

Annual total

$51,985

year 1

Mortgage only

$2,086/mo

principal + interest

Beyond mortgage

$1,165/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$109,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$277/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $25,034/yr

Property taxes21% $10,792/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance11% $5,499/yr

Closing costs10% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$25,034	$2,086/mo
Government & taxes
Property tax	$3,319	$277/mo
Land transfer tax(closing)	$7,473	$623/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,499	$458/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$51,985	$4,332/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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1581 Borden Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs