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$750K · 2 bed Common Element Condo · 453 - Grapeview, St. Catharines | MyPropertyScout

$749,900

21 Willow Bank Common

61 DOM

2461d

Map

DOM 61

$749,900

B●●●○○DOM61days

21 Willow Bank Common

St. Catharines · Ontario L2S 4C8

MLS® X13061436 · 453 - Grapeview · L2S 4C8

24OwnerOccupied1600-1799 ft²Common Element Condo2-car Built-In61d$441/ft²Lot 171.54$5,528 tax/yrBuilt 201313 yrs old

4% below market · 61 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Elegant & Private Living in St. Catharines! Tucked away on a peaceful cul-de-sac with a walking trail by the ravine on Twelve Mile Creek, 21 Willow Bank Common offers the perfect blend of modern updates, comfort, and privacy. The welcoming front porch introduces you to this impeccably maintained home features 2 spacious bedrooms on the upper level, each with its own 4pc ensuite, creating the ideal retreat for both family and guests. Step into the natural light from all the large windows and invi…

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Property details

MLS#: X13061436
Status: Buy Now
Beds: 2
Baths: 4 full, 0 half
Size: 1600-1799
Style: 2-Storey
Type: Common Element Condo
Year built: —

Roof: Asphalt Shingle
Foundation: Poured Concrete

Fireplaces: 1
Fireplace features: Family Room

Condo corp #: 241
Balcony: Open
Locker: None
Fees include: Common Elements Included, Water Included
Pets: Yes-with Restrictions

Garage: 2-car Built-In
Garage spaces: 2
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Hardboard · Porch, Deck, Lawn Sprinkler System
Fronting on: —
Cross street: Martindale
Basement: Finished, Walk-Out
Stories: 1
Utilities: —
Laundry: Laundry Room
Interior: Auto Garage Door Remote, Central Vacuum
Parking features: Private

Rooms

Level	Room	Dimensions
Main	Dining Room	2.9m × 2.84m
Main	Kitchen	3.16m × 3.05m
Main	Living Room	3.11m × 6.19m
Main	Living Room	4.86m × 6.48m
Upper	Bedroom	3.84m × 3.51m
Upper	Laundry	2.11m × 1.98m
Upper	Office	3.13m × 3.07m
Upper	Primary Bedroom	4.41m × 4.32m
Lower	Recreation	2.95m × 5.55m
Lower	Utility Room	2.61m × 3.23m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE NRC REALTY COMPASS ESTATES

Source: TRREB/PROPTX · MLS® X13061436

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$750K

21 Willow Bank Common · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $749,900✓ $5,528 tax✓ Gas✓ 1600-1799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,174/mo

incl. closing costs (yr 1)

Annual total

$74,090

year 1

Mortgage only

$2,845/mo

principal + interest

Beyond mortgage

$1,915/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$149,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$461/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,700 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$33/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$11,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $34,139/yr

Property taxes23% $17,001/yr

Utilities5% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $7,499/yr

Condo fees6% $4,791/yr

Closing costs7% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$34,139	$2,845/mo
Government & taxes
Property tax	$5,528	$461/mo
Land transfer tax(closing)	$11,473	$956/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,499	$625/mo
Condo fees
Condo / HOA fees	$4,791	$399/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$74,090	$6,174/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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21 Willow Bank Common

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs