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$545K · 2 bed Condo Apartment · Lakeshore, Hamilton | MyPropertyScout

$545,000

Unit 301

22OwnerOccupied

Map

$545,000

F●●○○○

Unit 301

600 North Service Road · Hamilton · Ontario L8E 0L2

MLS® X13060450 · Lakeshore · L8E 0L2

22OwnerOccupied800-899 ft²Condo Apartment1-car Underground$642/ft²$3,910 tax/yrBuilt 20233 yrs old

32% above market · regional est.

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to affordable living in the heart of Dundas. This bright and well-maintained home offers a rare opportunity with no monthly fees and exceptional versatility. The main floor features a spacious, light-filled living room, a functional eat-in kitchen, one bedroom and a full bathroom perfect for comfortable everyday living. The fully finished lower level offers a self-contained in-law suite, also complete with one bedroom, one bathroom and its own living space, ideal for extended family, gue…

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Property details

MLS#: X13060450
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 800-899
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Lake/Pond, Hospital, Marina, Park, Place Of Worship, Rec./Commun.Centre

Condo corp #: 642
Balcony: Terrace
Locker: Exclusive
Association amenities: Community BBQ, Elevator, Media Room, Party Room/Meeting Room, Rooftop Deck/Garden, Visitor Parking
Fees include: Common Elements Included, Water Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Stone · Landscaped
Fronting on: —
Cross street: Fruitland/North Service Rd
Basement: None
Stories: 3
Utilities: —
Laundry: In-Suite Laundry
Interior: Auto Garage Door Remote, Primary Bedroom - Main Floor
Parking features: Underground

Rooms

Level	Room	Dimensions
Flat	Foyer	1.68m × 1.87m
Flat	Living Room	3.4m × 4.79m
Flat	Kitchen	2.94m × 3.41m
Flat	Primary Bedroom	2.62m × 5.3m
Flat	Bedroom 2	3.05m × 4.02m
Flat	Bathroom	2.38m × 2.97m
Flat	Bathroom	1.55m × 2.36m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE STATE REALTY

Source: TRREB/PROPTX · MLS® X13060450

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$545K

Unit 301 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $545,000✓ $3,910 tax✓ Electric✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,746/mo

incl. closing costs (yr 1)

Annual total

$56,951

year 1

Mortgage only

$2,068/mo

principal + interest

Beyond mortgage

$1,605/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$109,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$326/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~850 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,450/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$43/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,375

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $24,811/yr

Property taxes20% $11,285/yr

Utilities4% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,450/yr

Condo fees11% $6,245/yr

Closing costs9% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$24,811	$2,068/mo
Government & taxes
Property tax	$3,910	$326/mo
Land transfer tax(closing)	$7,375	$615/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,450	$454/mo
Condo fees
Condo / HOA fees	$6,245	$520/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$56,951	$4,746/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 301

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs