$590K · 3+1 bed Condo Apartment · Riverdale, Hamilton

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About this home

Welcome to modern condo living in this brand-new 3-bedroom, 4-bathroom suite at LJM Tower, offering 1,332 sq. ft.of spacious, well-appointed interior living space plus a private balcony that is accessible both from the Living room and one of the Bedrooms. A rare and highly desirable offering, this unit comes complete with 2 underground parking spaces and 2 storage lockers, ensuring exceptional convenience and added value. Thoughtfully designed for both comfort and functionality, the layout featu…

Property details

MLS#

X13059118

Status

Buy Now

Beds

3+1

Baths

4 full, 0 half

Size

1200-1399

Style

1 Storey/Apt

Type

Condo Apartment

Year built

—

Property features: Park, Public Transit, School

Condo corp #: 664
Balcony: Open
Locker: Owned
Association amenities: Concierge, Elevator, Gym, Visitor Parking, Party Room/Meeting Room
Fees include: Common Elements Included, Parking Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 2-car Underground
Garage spaces: 2
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Grays Road/Barton Street
Basement: None
Stories: 10
Utilities: —
Laundry: In-Suite Laundry, Laundry Closet
Interior: None
Parking features: —

Level	Room	Dimensions
Main	Living Room	3.96m × 5.4m
Main	Kitchen	3.6m × 5.4m
Main	Bedroom	2.7m × 3.2m
Main	Bedroom	3.78m × 3.2m
Main	Bedroom	3.02m × 3.2m
Main	Bathroom	1m × 1m
Main	Bathroom	1m × 1m
Main	Bathroom	1m × 1m
Main	Bathroom	1m × 1m

Level

Room

Dimensions

Main

Living Room

3.96m × 5.4m

Main

Kitchen

3.6m × 5.4m

Main

Bedroom

2.7m × 3.2m

Main

Bedroom

3.78m × 3.2m

Main

Bedroom

3.02m × 3.2m

Main

Bathroom

1m × 1m

Main

Bathroom

1m × 1m

Main

Bathroom

1m × 1m

Main

Bathroom

1m × 1m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $590,000✓ $0 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,104/mo

incl. closing costs (yr 1)

Annual total

$61,252

year 1

Mortgage only

$2,238/mo

principal + interest

Beyond mortgage

$1,718/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$118,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$0/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,900/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$66/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,275

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $26,859/yr

Property taxes14% $8,275/yr

Utilities6% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,900/yr

Condo fees16% $9,557/yr

Closing costs8% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$26,859	$2,238/mo
Government & taxes
Land transfer tax(closing)	$8,275	$690/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,900	$492/mo
Condo fees
Condo / HOA fees	$9,557	$796/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$61,252	$5,104/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs