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$300K · 2 bed Condo Apartment · East C, London East | MyPropertyScout

$299,900

Unit B1

21OwnerOccupied

Map

$299,900

F●●○○○

Unit B1

650 Cheapside Street · London East · Ontario N5Y 5J8

MLS® X13057320 · East C · N5Y 5J8

21OwnerOccupied900-999 ft²Condo ApartmentNone$316/ft²$1,542 tax/yr

13% above market · regional est.

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Rare opportunity to own a main-floor condo apartment with its own private entrance one of only two units in the entire building with this feature, eliminating the need to go through the lobby. This bright and inviting unit offers 2 bedrooms, 1 bathroom, and a spacious living room complete with a cozy fireplace. Enjoy abundant natural sunlight throughout, plus the convenience of 2 parking spots. Perfect for investors this unit has excellent cash flow potential even in todays market, and its prime…

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Property details

MLS#: X13057320
Status: Buy Now
Beds: 2
Baths: 1 full, 0 half
Size: 900-999
Style: Apartment
Type: Condo Apartment
Year built: —

Condo corp #: 135
Balcony: None
Locker: None
Fees include: Water Included, Common Elements Included, Building Insurance Included, Parking Included, Heat Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 2 total
Heating: Baseboard
Heating fuel: Gas
Cooling: Window Unit(s)
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Cheapside and Adelaide
Basement: None
Stories: —
Utilities: —
Laundry: Ensuite
Interior: Other
Parking features: Mutual

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: NU-VISTA PINNACLE REALTY BROKERAGE INC

Source: TRREB/PROPTX · MLS® X13057320

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$300K

Unit B1 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $299,900✓ $1,542 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,088/mo

incl. closing costs (yr 1)

Annual total

$37,060

year 1

Mortgage only

$1,138/mo

principal + interest

Beyond mortgage

$1,244/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$59,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$129/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$2,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$36/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$2,974

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)37% $13,653/yr

Property taxes12% $4,516/yr

Utilities11% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance8% $2,999/yr

Condo fees14% $5,232/yr

Closing costs14% $5,100/yr

Mortgage is 37% of your true cost of ownership. The other 63% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$13,653	$1,138/mo
Government & taxes
Property tax	$1,542	$129/mo
Land transfer tax(closing)	$2,974	$248/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$2,999	$250/mo
Condo fees
Condo / HOA fees	$5,232	$436/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$37,060	$3,088/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit B1

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs