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$720K · 3+2 bed Detached · Sunninghill, Hamilton | MyPropertyScout

$719,900

103 East 45th Street

67 DOM

3+2267d

Map

⚡ Insider Deal

DOM 67

↓ $30KPrice Reduced

$719,900

↓ $30K

DOM67days

103 East 45th Street

Hamilton · Ontario L8T 3J9

MLS® X13056672 · Sunninghill · L8T 3J9

3+22OwnerOccupied700-1100 ft²Detached1-car DetachedFull, Finished, Walk-Up, Separate Entrance67d$800/ft²Lot 55 x 100 ft$4,441 tax/yrFull, Finished, Walk-Up, Separate Entrance

67 days on market

About this home

Turnkey Bungalow with In-Law Potential in Prime Hamilton Mountain Location! Welcome to this beautiful all-brick and stone bungalow in the desirable Sunninghill neighbourhood - a quiet, family-friendly area close to parks, schools, shopping, and public transit. This recently renovated home features a bright and spacious main floor family room, a large kitchen with abundant cabinet space, stainless steel appliances, and a sliding door walkout to a covered backyard porch, perfect for relaxing or en…

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Property details

MLS#: X13056672
Status: Buy Now
Property class: Residential Freehold
Beds: 3+2
Baths: 2 full, 0 half
Rooms: 4 + 3
Kitchens: 1
Size: 700-1100Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Full, Finished, Walk-Up, Separate Entrance
Style: Bungalow
Type: Detached
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

PIN: 170680178
Roll / ARN: 251806061300670

Occupancy: Owner Occupied
Washrooms: 4 pc · Main; 4 pc · Basement
Family room: Family room
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Poured Concrete

Garage: 1-car Detached
Garage spaces: 1
Parking: 4 total
Lot: 55 × 100
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: East
Cross street: Fennell & East 45th
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free, Guest Accommodations, Primary Bedroom - Main Floor
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room dimensions are not available for this listing.

Seller signals

Price movement & seller pressure

↓ $30KPrice reduction

MLS shows the seller reduced the asking price by $30,000 (from $749,900 to $719,900).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX REAL ESTATE CENTRE INC.

Source: TRREB/PROPTX · MLS® X13056672

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$720K

103 East 45th Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $719,900✓ $4,441 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,496/mo

incl. closing costs (yr 1)

Annual total

$65,946

year 1

Mortgage only

$2,731/mo

principal + interest

Beyond mortgage

$1,400/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$143,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$370/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,199/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$10,873

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $32,773/yr

Property taxes23% $15,314/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance11% $7,199/yr

Closing costs8% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$32,773	$2,731/mo
Government & taxes
Property tax	$4,441	$370/mo
Land transfer tax(closing)	$10,873	$906/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,199	$600/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$65,946	$5,496/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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103 East 45th Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs