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$540K · 3+1 bed Detached · South Y, London South | MyPropertyScout

$539,900

965 Osgoode Drive

68 DOM

3+1268d

Map

⚡ Insider Deal

DOM 68

↓ $30KPrice Reduced

$539,900

↓ $30K

DOM68days

965 Osgoode Drive

London South · Ontario N6E 1C9

MLS® X13053338 · South Y · N6E 1C9

3+12OwnerOccupied1100-1500 ft²DetachedNoneFinished68d$415/ft²Lot 55 x 113 ft< .50 ac$3,202 tax/yrBuilt 195175 yrs oldFinished

68 days on market

About this home

Welcome to 965 Osgoode Drive, a place where neighbours gather, children laugh, and life unfolds on the front porch. This detached 3-level sidesplit has been loved and cared for by the same family, and it shows in every corner. Step inside to find a bright, inviting layout with three bedrooms upstairs and a fourth on the lower level - perfect for guests or in-laws. A convenient 2-piece bathroom sits beside the lower bedroom. 3+1 bedrooms, 2 bathrooms, spacious living/dining rooms, eat-in kitchen,…

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Property details

MLS#: X13053338
Status: Buy Now
Property class: Residential Freehold
Beds: 3+1
Baths: 2 full, 0 half
Rooms: 6
Kitchens: 1
Size: 1100-1500Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Finished
Style: Sidesplit 3
Type: Detached
Year built: 1951

Occupancy: Owner Occupied
Washrooms: 4 pc · Second; 2 pc · Lower
Family room: Family room
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Concrete
Other structures: Shed
Property features: Fenced Yard, Hospital, Park, Public Transit, School, School Bus Route

Fireplaces: 1
Fireplace features: Electric

Garage: None
Garage spaces: 0
Parking: 3 total
Lot: 55 × 113
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick, Vinyl Siding · Deck, Landscaped, Porch
Fronting on: South
Cross street: ADELAIDE ST S/OSGOODE DR
Stories: —
Utilities: —
Laundry: —
Interior: Floor Drain, Water Heater, Water Meter, Workbench
Parking features: Private

Rooms

Room dimensions are not available for this listing.

Seller signals

Price movement & seller pressure

↓ $30KPrice reduction

MLS shows the seller reduced the asking price by $30,000 (from $569,900 to $539,900).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: LONDON LIVING REAL ESTATE LTD.

Source: TRREB/PROPTX · MLS® X13053338

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$540K

965 Osgoode Drive · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $539,900✓ $3,202 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,275/mo

incl. closing costs (yr 1)

Annual total

$51,305

year 1

Mortgage only

$2,048/mo

principal + interest

Beyond mortgage

$1,163/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$107,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$267/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,399/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,273

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $24,579/yr

Property taxes20% $10,475/yr

Utilities8% $4,152/yr

Insurance & security3% $1,600/yr

Maintenance11% $5,399/yr

Closing costs10% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$24,579	$2,048/mo
Government & taxes
Property tax	$3,202	$267/mo
Land transfer tax(closing)	$7,273	$606/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,399	$450/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$51,305	$4,275/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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965 Osgoode Drive

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

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Annual costs