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$425K · 2 bed Condo Apartment · Stoney Creek, Hamilton | MyPropertyScout

$424,900

Unit 3A

64 DOM

2164d

Map

DOM 64

$424,900

A●●○○○DOM64days

Unit 3A

259 King Street · Hamilton · Ontario L8G 1L9

MLS® X13049050 · Stoney Creek · L8G 1L9

21OwnerOccupied800-899 ft²Condo ApartmentNone64d$500/ft²$3,967 tax/yrBuilt 20233 yrs old

7% below market · regional est. · 64 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to this never-lived-in, move-in ready 2-bedroom, 1-bathroom boutique condo in the heart of Stoney Creek. Offering 830 sq. ft. of thoughtfully designed living space, this bright and modern unit features high ceilings and luxury vinyl flooring throughout, creating a clean and contemporary feel. The stylish kitchen is complete with quartz countertops, sleek custom cabinetry, stainless steel appliances, and an eat-at island perfect for casual dining or entertaining. Both bedrooms are generou…

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Property details

MLS#: X13049050
Status: Buy Now
Beds: 2
Baths: 1 full, 0 half
Size: 800-899
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —

Roof: Flat
Foundation: Concrete
Property features: Public Transit, Rec./Commun.Centre, School, Park

Condo corp #: 653
Balcony: Juliette
Locker: None
Association amenities: Visitor Parking
Fees include: Building Insurance Included, Common Elements Included
Pets: No

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Aluminum Siding
Fronting on: —
Cross street: GREEN RD.
Basement: None
Stories: 3
Utilities: —
Laundry: In-Suite Laundry
Interior: None
Parking features: Surface

Rooms

Level	Room	Dimensions
Main	Kitchen	3.66m × 3.96m
Main	Living Room	3.35m × 4.57m
Main	Primary Bedroom	3.66m × 3.96m
Main	Bedroom	2.74m × 3.96m
Main	Bathroom	—

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE BURLOAK REAL ESTATE SERVICES

Source: TRREB/PROPTX · MLS® X13049050

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$425K

Unit 3A · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $424,900✓ $3,967 tax✓ Gas✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,160/mo

incl. closing costs (yr 1)

Annual total

$49,918

year 1

Mortgage only

$1,612/mo

principal + interest

Beyond mortgage

$1,675/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$84,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$331/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,249/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$47/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,973

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)39% $19,343/yr

Property taxes18% $8,940/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,249/yr

Condo fees13% $6,726/yr

Closing costs10% $5,100/yr

Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,343	$1,612/mo
Government & taxes
Property tax	$3,967	$331/mo
Land transfer tax(closing)	$4,973	$414/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,249	$354/mo
Condo fees
Condo / HOA fees	$6,726	$561/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$49,918	$4,160/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 3A

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs