$515K · 1+1 bed Condo Townhouse · Strathcona, Hamilton

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About this home

Welcome to this beautifully maintained condo offering approximately 1,480 sq. ft. of comfortable, move-in-ready living space, built in 2017 and located in a desirable West Hamilton neighbourhood. This bright and functional 2-bedroom, 2-bathroom home features a well-designed layout ideal for everyday living. The main level offers open-concept living and dining, a spacious kitchen with plenty of cabinetry and newer appliances, including a brand-new microwave, along with a generous bedroom and full…

Property details

MLS#

X13048512

Status

Conditionally Sold

Beds

1+1

Baths

2 full, 0 half

Size

700-799

Style

Stacked Townhouse

Type

Condo Townhouse

Year built

—

Property features: Public Transit, Ravine, School, School Bus Route, Wooded/Treed

Condo corp #: 560
Balcony: Terrace
Locker: None
Association amenities: BBQs Allowed, Bike Storage
Fees include: Common Elements Included, Building Insurance Included, Water Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Barton Street West between Locke Street North and Queen Street North
Basement: Full, Finished
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Other
Parking features: Surface

Level	Room	Dimensions
Main	Living Room	2.77m × 6.73m
Main	Kitchen	2.16m × 3.3m
Main	Bedroom	2.77m × 4.27m
Main	Bathroom	—
Basement	Bedroom	4.57m × 5.21m
Basement	Bathroom	—
Basement	Laundry	2.46m × 2.41m
Basement	Utility Room	2.21m × 2.44m

Level

Room

Dimensions

Main

Living Room

2.77m × 6.73m

Main

Kitchen

2.16m × 3.3m

Main

Bedroom

2.77m × 4.27m

Main

Bathroom

—

Basement

Bedroom

4.57m × 5.21m

Basement

Bathroom

—

Basement

Laundry

2.46m × 2.41m

Basement

Utility Room

2.21m × 2.44m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $514,900✓ $2,641 tax✓ Gas✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,306/mo

incl. closing costs (yr 1)

Annual total

$51,677

year 1

Mortgage only

$1,953/mo

principal + interest

Beyond mortgage

$1,330/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$102,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$220/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,149/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$21/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,773

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)45% $23,440/yr

Property taxes18% $9,414/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,149/yr

Condo fees6% $3,013/yr

Closing costs10% $5,100/yr

Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$23,440	$1,953/mo
Government & taxes
Property tax	$2,641	$220/mo
Land transfer tax(closing)	$6,773	$564/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,149	$429/mo
Condo fees
Condo / HOA fees	$3,013	$251/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$51,677	$4,306/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 26 290 Barton

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